21681 Camper Cir, Tilghman, MD 21671 Property Records

Talbot County property record for 21681 Camper Cir, Tilghman, MD 21671 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,744 sqft · built 1963
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Dec 2023)
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-186404`

Property Details

APN / Parcel Number

Primary APN	`05-186404`
Alternative APNs	`5186404` `186404`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,744 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	186404
Street Address	21681 CAMPER CIR
City	TILGHMAN
State	MD
Zip	21671-1134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 80 P/O 81 - 100X12 S/S CAMPER ST NORTH TILGHMAN
Legal Subdivision	NORTH TILGHMAN
Legal Lot Number	80
Jurisdiction	TALBOT MD
Township / Civil Division	5, BAY HUNDRED
Census Block Group	2
Census Block	2017
Census Tract	960800

Owner

Source: Talbot County records · APN 05-186404

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21681 CAMPER CIR, TILGHMAN, MD 21671-1134
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 19, 2023 · Amount on Record
Deed Sale	Dec 19, 2023 · Amount on Record
Record Updated	Sep 20, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Dec 19, 2023
Property Address	21681 CAMPER CIR, TILGHMAN, MD 21671
Document Number	0030900116
Book / Page	3090 / 116
Map Reference	LB 4 FO 40
Instrument Date	Dec 15, 2023
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	NOT AVAILABLE, VENTURE TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030900122
Date	Dec 19, 2023
Instrument	3090-0122

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,633 (+31.33%)	$425,300 (+41.86%) Land $115,000 Building $310,300
2025	$2,720.00 (+22.25%)
2023	$2,225.00	$260,133	$299,800 Land $80,500 Building $219,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419608002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 194 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	194 in force 99 of 194 on primary residences
Nearby Flood Claims	88 (1979–2024)
Claims Outside the SFHA	17 of 88
Most Recent Claim	Jan 2024, river or lake flooding
Flood Events	Hurricane Isabel (Sep 2003), 68 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.