St. Charles County property record for 2168 Graystone Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,780 sqft · built 1986 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $171,500 (Jan 2019) |
| Tax Bill | $3,192 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A860002216 |
| Primary APN | A860002216 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,780 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A860002216 |
|---|---|
| Street Address | 2168 GRAYSTONE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MEADOWPARK #1 LOT 28 |
| Legal Subdivision | MEADOWPARK #1 |
| Legal Lot Number | 28 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 310902 |
2168 Graystone Dr is owned and occupied by an individual who bought it in January 2019.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2168 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP |
| Jan 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage GSF MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on File |
| Deed Sale | Jan 3, 2019 · Amount on File |
| Deed Document Number | 20194020 |
| Deed Book / Page | 7021 / 2409 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2168 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | NOT AVAILABLE, LT |
| Name | Verified Name |
|---|---|
| Address | 2168 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620 |
| Document Number | 2021R038822 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021R-038822 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BROOKFIELD, WI 53005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 3, 2019 |
| Property Address | 2168 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620 |
| Document Number | 0070212409 |
| Book / Page | 7021 / 2409 |
| Map Reference | MB 24 PG 169 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 20190103000004020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4305 SHERMAN PARK DR, 4305, SAINT CHARLES, MO 63303-4501 |
| Name | Verified Name |
|---|---|
| Address | 2168 GRAYSTONE DR, SAINT CHARLES, MO 63303-4620 |
| Document Number | 20190103000004030 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 20190103000004030 |
| Name | GSF MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 2168 Graystone Dr was $3,192.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,341 (-) | $291,269 (-) Land $50,000 Building $241,269 | |
| 2025 | $3,192.00 | $55,341 | $291,269 Land $50,000 Building $241,269 |
| 2023 | $51,670 | ||
| 2022 | $271,948 Land $50,000 Building $221,948 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2168 Graystone Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2168 Graystone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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