21672 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21672 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,509 sqft · built 1986
Lot Size	0.223 acres (9,690 sqft)
Owner	2 Individual Names on File
Last Sale	$1,430,000 (Dec 2021)
Tax Bill	$15,959 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`613-411-11`

Property Details

APN / Parcel Number

Primary APN	`613-411-11`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,509 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,690 sqft (0.223 acres)
Garage Area	662 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21672 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-6583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11234 BLK LOT 80
Legal Subdivision	11234 LAKE FOREST
Legal Tract	11234
Legal Lot Number	80
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52424

Owner

21672 Midcrest Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jul 17, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Jul 5, 2018	Grant Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Jul 5, 2018 · Amount on File
Deed Document Number	2021756096
Prior Transfer Date	Aug 18, 2015
Prior Transfer Doc	0000479021
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 16, 2021
Property Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Document Number	0000756096
Map Reference	MB 510 PG 24-36
Instrument Date	Dec 6, 2021
Instrument	2021000756096
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583

Mortgage

Document Number	0000756097
Date	Dec 16, 2021
Instrument	2021000756097

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2027
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	Other
Max Rate	9.5%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219915
Date	Jun 21, 2019
Instrument	2019000219915

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583

Mortgage

Document Number	0000490644
Date	Sep 14, 2020
Instrument	2020000490644

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Document Number	0000383660
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21672 MIDCREST DR LAKE FOREST CA 926306583, LAKE FOREST, CA 92630-6583

Mortgage

Document Number	0000383660
Date	Aug 5, 2020
Instrument	383660

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 5, 2018
Property Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583
Document Number	0000246648
Map Reference	MB510 PG24-36
Instrument Date	Jun 10, 2018
Instrument	2018000246648
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21672 MIDCREST DR, LAKE FOREST, CA 92630-6583

Mortgage

Document Number	0000246649
Date	Jul 5, 2018
Instrument	2018000246649

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Mortgage

Document Number	0000246650
Date	Jul 5, 2018
Instrument	2018000246650

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 21672 Midcrest Dr was $15,959.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,547,877 (+2%) Land $1,316,227 Building $231,650
2025	$15,959.00	$1,517,527 Land $1,290,419 Building $227,108
2023	$15,301.00 (+1.81%)	$1,458,600 Land $1,240,310 Building $218,290
2022	$15,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21672 Midcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21672 Midcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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