21663 Bella Terra Blvd, Estero, FL 33928 Property Records

Lee County property record for 21663 Bella Terra Blvd, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,922 sqft · built 2010
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jan 2018)
Tax Bill	$5,159 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E2-0500D.0570`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E2-0500D.0570`
Alternative APNs	`263246E20500D0570` `10550205`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	2,922 sqft Living Area
Gross Area	5,305 sqft
1st Floor Area	2,244 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,801 sqft (0.225 acres)
Garage Type	Attached
Garage Area	619 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	286 sqft
Patio Area	678 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10550205
Street Address	21663 BELLA TERRA BLVD
City	ESTERO
State	FL
Zip	33928-7343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 12 AS DESC IN INST# 2008000119753 BLK D LOT 57
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E2
Legal Block	D
Legal Lot Number	57
Legal Unit	12
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5003
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21663 BELLA TERRA BLVD, ESTERO, FL 33928-7343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
Jan 22, 2018	Warranty Deed, Transfer · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2018 · Amount on Record
Deed Sale	Jan 22, 2018 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	201817086
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21663 BELLA TERRA BLVD, ESTERO, FL 33928-7343
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397463
Date	Dec 3, 2021
Instrument	2021000397463

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21663 BELLA TERRA BLVD, ESTERO, FL 33928-7343
Document Number	0000016497
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21663 BELLA TERRA BLVD ESTERO FL 339287343, ESTERO, FL 33928-7343

Mortgage

Document Number	0000016497
Date	Jan 15, 2021
Instrument	16497

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 22, 2018
Property Address	21663 BELLA TERRA BLVD, ESTERO, FL 33928-7343
Document Number	0000017086
Instrument Date	Jan 15, 2018
Instrument	17086
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21663 BELLA TERRA BLVD ESTERO FL 339287343, ESTERO, FL 33928-7343

Mortgage

Document Number	17087
Date	Jan 22, 2018
Instrument	17087

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.04%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,017 (+2.7%)	$515,629 (-9.86%) Land $94,962 Building $420,667
2025	$5,159.00 (+5.54%) Homeowner's exemption	$324,262 (+5.99%)	$572,022 (+7.07%) Land $106,792 Building $465,230
2023	$4,888.00 (-0.53%) Homeowner's exemption	$305,945 (+3%)	$534,262 (+24.42%) Land $116,290 Building $417,972
2022	$4,914.00 Homeowner's exemption	$297,034	$429,390 Land $99,185 Building $330,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 72% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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