216624 E Co Rd 54, Mutual, OK 73853 Property Records

Woodward County property record for 216624 E Co Rd 54, Mutual, OK 73853

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,229 sqft · built 1978
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25813`

Property Details

APN / Parcel Number

Primary APN	`25813`
Alternative APN	`0000-05-20N-18W-4-401-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,229 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Attached
Garage Area	783 sqft

Exterior Amenities

Porch	Slab
Porch Area	342 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25813
Street Address	216624 E COUNTY ROAD 54
City	MUTUAL
State	OK
Zip	73853-5058
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SEC 5-20-18 15 AC TRACT IN SE BEG AT SWC SE; E (S8908'49" E) ALG S BDRY SD SE 888'; N (N0034'07" E) 734.94';W (N8902'05" W) 8
Legal Range	18W
Legal Township	20N
Legal Section	05
Jurisdiction	WOODWARD OK
Township / Civil Division	WOODWARD
Census Block Group	3
Census Block	3119
Census Tract	953200

Owner

216624 E Co Rd 54, a rural home, is owned and occupied by two individuals.

Source: Woodward County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216624 E COUNTY RD, MUTUAL, OK 73853
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY
Sep 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF WESTERN OKLAHOMA
Jun 4, 2021	Warranty Deed, Transfer · Commercial Mortgage BANK OF WESTERN OKLAHOMA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	216624 E COUNTY ROAD 54, MUTUAL, OK 73853-5058
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	WOODWARD COUNTY ABSTRACT COMPANY, WOODWARD COUNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002542/581
Date	Sep 22, 2022
Book Page	2542/581
Instrument	I-2022-001130

Lender

Name	MUNICIPAL EMPLOYEES CU OF OKLAHOMA CITY
Type	Credit Union
Address	OKLAHOMA CITY, OK 73139

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODWARD OK
Property Address	216624 E COUNTY ROAD 54, MUTUAL, OK 73853-5058
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002508/654
Date	Sep 30, 2021
Book Page	2508/654
Instrument	2021-001580

Lender

Name	BANK OF WESTERN OKLAHOMA
Type	Bank
Address	WOODWARD, OK 73802

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 27, 2022

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODWARD OK
Recording Date	Jun 4, 2021
Property Address	216624 E COUNTY ROAD 54, MUTUAL, OK 73853-5058
Document Number	002496/295
Book / Page	2496 / 295
Instrument Date	Jun 3, 2021
Instrument	2020-005076
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	HOWARD COUNTY ABSTRACT, WOODWARD COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	801 S KROUTH ST, MOORELAND, OK 73852-8916

Mortgage

Document Number	2020005077
Date	Jun 4, 2021
Instrument	2020-005077

Lender

Name	BANK OF WESTERN OKLAHOMA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 216624 E Co Rd 54 was $1,581 with a homeowner's exemption, up 0.1% from the year before.

Source: Woodward County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Woodward County
Unified School District	Sharon-Mutual Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,020 (+3%) Land $1,240 Building $17,780	$172,906 (+3%) Land $11,272 Building $161,634
2025	$1,581.00 (+0.13%) Homeowner's exemption	$18,466 Land $1,204 Building $17,262	$167,870 (-27.23%) Land $10,944 Building $156,926
2024	$1,579.00 (+6.12%)		$230,701 (+21.83%) Land $12,304 Building $218,397
2023	$1,488.00 Homeowner's exemption	$17,405 Land $1,164 Building $16,241	$189,358 Land $12,304 Building $177,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 216624 E Co Rd 54 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216624 E Co Rd 54 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWEY CO RWD #3 serves 755 people · EPA ID OK2007707
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Co Rd 54

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