2166 Middleton Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2166 Middleton Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,583 sqft · built 2003
Lot Size	0.415 acres (18,077 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Dec 2018)
Tax Bill	$246 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-2S-26-0082-00B00-0360`

Property Details

APN / Parcel Number

Primary APN	`16-2S-26-0082-00B00-0360`
Alternative APN	`S26216008200B000360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,583 sqft Living Area
Gross Area	3,497 sqft
1st Floor Area	2,583 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	18,077 sqft (0.415 acres)
Lot Dimensions	226 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	494 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2166 MIDDLETON DR
City	NAVARRE
State	FL
Zip	32566-3601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ASHBERRY WOODS LOT 36 BLK B AS DES IN OR 3791 PG 1410
Legal Range	26W
Legal Township	2S
Legal Section	16
Legal Subdivision	ASHBERRY WOODS
Legal Block	B
Legal Lot Number	36
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2016
Census Tract	10827

Owner

2166 Middleton Dr is owned and occupied by two individuals who bought it in December 2018.

Source: Santa Rosa County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Mar 24, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 20, 2018	Warranty Deed, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	Dec 8, 2003 · Amount on File
Deed Document Number	201853773
Deed Book / Page	3791 / 1410
Prior Transfer Date	Sep 1, 2015
Prior Transfer Doc	0034600892
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 8, 2026
Property Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601
Document Number	0000045020
Book / Page	4785 / 1905
Instrument Date	Aug 31, 2026
Instrument	202645020
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601

Mortgage

Document Number	0000045020,
Date	Sep 8, 2026
Book Page	4785/1905
Instrument	202645020

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2056

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601

Mortgage

Document Number	0042621001
Date	Mar 24, 2022
Book Page	4262/1001
Instrument	202217593

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601
Document Number	0038841329
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2166 MIDDLETON DR NAVARRE FL 325663601, NAVARRE, FL 32566-3601

Mortgage

Document Number	0038841329
Date	Oct 29, 2019
Book Page	003884/001329
Instrument	48534

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 20, 2018
Property Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601
Document Number	0037911410
Book / Page	3791 / 1410
Map Reference	MB H PG 17A&17B
Instrument Date	Dec 17, 2018
Instrument	201853773
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3800 MAPLE ST, 3800, NORTH LITTLE ROCK, AR 72118-4644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 MIDDLETON DR, NAVARRE, FL 32566-3601

Mortgage

Document Number	0201853774
Date	Dec 20, 2018
Instrument	201853774

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2166 Middleton Dr was $246 with exemptions applied, up 7.4% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$246.00 (+7.42%) Homeowner's exemption Veteran's exemption	$348,709 (+2.9%)	$411,171 (+14.44%) Land $52,000 Building $359,171
2024	$229.00 (+7.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$338,881 (+3%)	$359,299 (-0.43%) Land $48,000 Building $311,299
2023	$213.00 (+6.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$329,010 (+3%)	$360,840 (+10.85%) Land $38,000 Building $322,840
2022	$200.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$319,427	$325,513 Land $35,000 Building $290,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2166 Middleton Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2166 Middleton Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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