2166 E Cortez Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 2166 E Cortez Dr, Gilbert, AZ 85234 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,538 sqft · built 1994
Lot Size	0.223 acres (9,731 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (May 2016)
Tax Bill	$3,021 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-98-055`

Property Details

APN / Parcel Number

Primary APN	`304-98-055`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,538 sqft Living Area
1st Floor Area	1,398 sqft
2nd Floor Area	1,140 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,731 sqft (0.223 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2166 E CORTEZ DR
City	GILBERT
State	AZ
Zip	85234-3826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE DISCOVERY PARK AT VAL VISTA LAKES MCR 298-26
Legal Range	06E
Legal Township	01S
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	DISCOVERY AT VAL VISTA LAKES LOT 1-115 A
Legal Lot Number	55
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3005
Census Tract	422507

Owner

Source: Maricopa County records · APN 304-98-055

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 03, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AERO FEDERAL CU
Aug 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit AERO FEDERAL CU
Aug 23, 2019	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 2016 · Amount on Record
Deed Sale	May 03, 2016 · Amount on Record
Prior Sale	May 03, 2016 · Amount on Record
Deed Document Number	0000298807
Last Transfer Date	Jul 31, 2019
Transfer Doc	0000581388
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826

Mortgage

Document Number	0000695431
Date	Dec 03, 2025
Instrument	20250695431

Lender

Name	AERO FEDERAL CU
Type	Credit Union
Address	GLENDALE, AZ 85306

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Transaction Type	Mortgage
Record Updated	Mar 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826

Mortgage

Document Number	0000839089
Date	Aug 03, 2021
Instrument	20210839089

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2041

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Transaction Type	Mortgage
Record Updated	Mar 05, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826

Mortgage

Document Number	0000453901
Date	Aug 30, 2023
Instrument	20230453901

Lender

Name	AERO FEDERAL CU
Type	Credit Union
Address	GLENDALE, AZ 85306

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000653348
Date	Aug 23, 2019
Instrument	20190653348

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000744557
Date	Aug 14, 2020
Instrument	20200744557

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2019
Property Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826
Document Number	0000581388
Map Reference	DOC 89-157088
Instrument Date	Jul 25, 2019
Instrument	20190581388
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	JETCLOSING INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2166 E CORTEZ DR, 2166, GILBERT, AZ 85234-3826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2166 E CORTEZ DR, GILBERT, AZ 85234-3826

Mortgage

Document Number	0000581389
Date	Jul 31, 2019
Instrument	20190581389

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,830 (-0.31%)	$548,300 (-0.31%) Land $109,600 Building $438,700
2025	$3,021.00 (-4.46%)
2024		$55,000	$550,000 Land $110,000 Building $440,000
2023	$3,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Wi-Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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