2166 Carmichael Rd, White Pine, TN 37890 Property Records

Jefferson County property record for 2166 Carmichael Rd, White Pine, TN 37890

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,377 sqft · built 2022
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on File
Last Sale$354,900 (Nov 2022)
Tax Bill$1,529 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2023 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-001.04

Property Details

APN / Parcel Number

Primary APN038-001.04
Alternative APN
  • 045038 00104

Interior

Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,377 sqft Living Area
Gross Area2,818 sqft
1st Floor Area1,432 sqft
Basement Area945 sqft
Finished Basement945 sqft
FlooringWood

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCustom Design
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
TerrainRolling
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area40 sqft
Deck Area120 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Old Parcel Number045038 00104
Street Address2166 CARMICHAEL RD
CityWHITE PINE
StateTN
Zip37890-4012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES & JOHN CARMICHAEL PROPERTY RESUB PB: M PG: 2445 LOT: 02R
Legal SubdivisionJAMES & JOHN CARMICHAEL PROPERTY RESUB
Legal Lot Number2R
JurisdictionJEFFERSON TN
Township / Civil Division3
Census Block Group1
Census Block1068
Census Tract70101

Owner

2166 Carmichael Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Jefferson County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2026Deed of Trust, Mortgage · VA Mortgage
ROSS MORTGAGE CORP
Oct 18, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Nov 21, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2022 · Amount on File
Deed SaleNov 21, 2022 · Amount on File
Deed Document Number202210374
Deed Book / Page1727 / 530
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012
Transaction TypeMortgage
Record UpdatedMar 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012

Mortgage

Document Number0001937353
DateFeb 24, 2026
Book Page1937/353
Instrument26001376
Lender
NameROSS MORTGAGE CORP
TypeMortgage Company
Address2075 W BIG BEAVER RD STE 700, TROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2056

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012

Mortgage

Document Number0001783505
DateOct 18, 2023
Book Page1783/505
Instrument23007732
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON TN
Recording DateNov 21, 2022
Property Address2166 CARMICHAEL RD, WHITE PINE, TN 37890-4012
Document Number0001727530
Book / Page1727 / 530
Map ReferenceMB M PG 1670
Instrument DateNov 14, 2022
Instrument22010374
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 2, 2022
Title CompanyLAKEWAY TITLE SERVICES

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,313.13
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1749 MALLORY LN STE 100, 100, BRENTWOOD, TN 37027-2931

Mortgage

Document Number0022010375
DateNov 21, 2022
Instrument22010375
Lender
NameCHURCHILL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateDec 1, 2027
Change Frequency6 Months
Min Rate At Change4.12%
Max Rate At Change8.12%
IndexOther
Max Rate11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 2166 Carmichael Rd was $1,529.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,529.00$102,650 Land $8,400 Building $94,250$410,600 (-) Land $33,600 Building $377,000
2024$410,600 Land $33,600 Building $377,000
2023$1,171.00 (+1,201.11%)
2022$90.00$4,100 Land $4,100$16,400 Land $16,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2166 Carmichael Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2166 Carmichael Rd is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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