21656 Hammersmith Rd, Defiance, OH 43512 Property Records

Defiance County property record for 21656 Hammersmith Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,488 sqft · built 1969
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2022)
Tax Bill	$1,903 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`B110009C00700`

Property Details

APN / Parcel Number

Primary APN	`B110009C00700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,488 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	912 sqft
Upper Floors Area	576 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	160 ft deep x 150 ft wide
View / Lot	Waterfront / Beach
Garage Type	Attached - Unfinished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Patio Area	420 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	21656 HAMMERSMITH RD
City	DEFIANCE
State	OH
Zip	43512-9053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARCELLUS 1ST ADD SEC 9 LOT 5
Legal Subdivision	MARCELLUS ADD 1
Legal Lot Number	5
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	4
Census Block	4031
Census Tract	958900

Owner

21656 Hammersmith Rd is owned and occupied by an individual who bought it in September 2022.

Source: Defiance County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	21656 HAMMERSMITH RD, DEFIANCE, OH 43512-9053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 15, 2017	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	20224357
Deed Book / Page	451 / 2988
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Sep 23, 2022
Property Address	21656 HAMMERSMITH RD, DEFIANCE, OH 43512-9053
Document Number	00451/2988
Book / Page	451 / 2988
Map Reference	VOL 5 PG 82
Instrument Date	Sep 23, 2022
Instrument	202200004357
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21656 HAMMERSMITH RD, DEFIANCE, OH 43512-9053

Mortgage

Document Number	202200004358
Date	Sep 23, 2022
Instrument	202200004358

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 15, 2017
Property Address	21656 HAMMERSMITH RD, DEFIANCE, OH 43512-9053
Document Number	402/2355
Book / Page	402 / 2355
Map Reference	VOL 5 PG 82
Instrument Date	Mar 9, 2017
Instrument	201700001116
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21656 HAMMERSMITH RD, PRICE, MD 21656

Mortgage

Document Number	201700001117
Date	Mar 15, 2017
Instrument	201700001117

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21656 Hammersmith Rd was $1,903.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,903.00	$48,930 (-) Land $4,140 Building $44,790
2024	$1,903.00 (+0.9%)	$48,930 (-) Land $4,140 Building $44,790	$139,790 (-0.01%) Land $11,820 Building $127,970
2023	$1,886.00 (+34.62%)	$48,930 (+51.86%) Land $4,140 Building $44,790	$139,799 Land $11,828 Building $127,971
2022	$1,401.00	$32,220 Land $4,040 Building $28,180
2020			$92,060 Land $11,540 Building $80,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21656 Hammersmith Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	8 (1981–2018)
Most Recent Claim	Mar 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21656 Hammersmith Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Arthur Mutual Telephone Fiber	1,000 / 500

May also be available: MetaLINK Technologies, Verizon.

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