21651 Dover Bluff, Waverly, MO 64096 Property Records

Lafayette County property record for 21651 Dover Bluff, Waverly, MO 64096

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,245 sqft · built 1920
Lot Size	20.7 acres (903,434 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2020)
Tax Bill	$1,042 (2025)
Deeds & Mortgages	Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`05-5.0-16-0-000-007.010`

Property Details

APN / Parcel Number

Primary APN	`05-5.0-16-0-000-007.010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,245 sqft Living Area
Basement Area	901 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	903,434 sqft (20.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	149 sqft
Shed	1 Shed
Shed Area	672 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	21651 DOVER BLF
City	WAVERLY
State	MO
Zip	64096-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF S1/2 OF NW1/4; 1025-418, 2013DR3305, 2014DR4276, 2020DR2761
Legal Range	25
Legal Township	51
Legal Section	16
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DOVER
Census Block Group	1
Census Block	1024
Census Tract	90300

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21651 DOVER BLF, WAVERLY, MO 64096-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2020 · Amount on Record
Deed Sale	Jul 14, 2020 · Amount on Record
Deed Document Number	2020DR2761
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jul 14, 2020
Property Address	21651 DOVER BLF, WAVERLY, MO 64096-8218
Document Number	2020DR2761
Instrument Date	Jul 10, 2020
Instrument	2020DR2761
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19530 DWARF LAKE RD, LEXINGTON, MO 64067-8216

Mortgage

Document Number	2020DR2762
Date	Jul 14, 2020
Instrument	2020DR2762

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Lexington R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,042.00	$15,480 (+13.67%)	$82,440 (+13.49%) Land $14,600 Building $67,840
2023		$13,618	$72,640 Land $13,130 Building $59,510

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAF JO SALINE COUNTY CONS PWSD 2 serves 7,180 people · EPA ID MO1024326
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Air Link Rural Broadband Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dover Bluff

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