21650 Gail Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 21650 Gail Dr, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,732 sqft · built 1961
Lot Size	0.215 acres (9,360 sqft)
Owner	2 Individual Names on File
Last Sale	$1,250,000 (Jul 2021)
Tax Bill	$16,569 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-180-13`

Property Details

APN / Parcel Number

Primary APN	`415-180-13`
Alternative APN	`415-0180-013-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,360 sqft (0.215 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	21650 GAIL DR
City	CASTRO VALLEY
State	CA
Zip	94546-6810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00005 BLK: 0001 TR: 2148 ;LOT: 00006 BLK: 0001 TR: 2148
Legal Tract	2148
Legal Block	1
Legal Lot Number	5,6
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	2
Census Block	2014
Census Tract	431200

Owner

21650 Gail Dr is owned and occupied by two individuals who bought it in July 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21650 GAIL DR, CASTRO VALLEY, CA 94546-6810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Aug 28, 1997 · Amount on File
Deed Document Number	2021263203
Prior Transfer Date	Jan 24, 2002
Prior Transfer Doc	0000053831
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 30, 2021
Property Address	21650 GAIL DR, CASTRO VALLEY, CA 94546-6810
Document Number	0000263203
Map Reference	MB 42 PG 61
Instrument Date	Jul 27, 2021
Instrument	2021263203
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21650 GAIL DR, CASTRO VALLEY, CA 94546-6810

Mortgage

Document Number	0000263204
Date	Jul 30, 2021
Instrument	2021263204

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	6.75%

Tax Assessment & Valuation

The 2025 property tax bill for 21650 Gail Dr was $16,569 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,346,024 (+1.47%) Land $405,907 Building $947,117
2025	$16,569.00 Homeowner's exemption	$1,326,500 Land $397,950 Building $928,550
2023	$15,925.00 Homeowner's exemption	$1,275,000 Land $382,500 Building $892,500	$1,260,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21650 Gail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21650 Gail Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Etheric Networks, GeoLinks, Sonic Telecom, T-Mobile, Unwired.