2165 Valleydale Ln, Encinitas, CA 92024 Property Records

San Diego County property record for 2165 Valleydale Ln, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 936 sqft · built 1985
Lot Size	28.3 acres (1,236,639 sqft)
Owner	Trust Name on File
Last Sale	$440,000 (Apr 2016)
Tax Bill	$6,189 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`259-222-46-21`

Property Details

APN / Parcel Number

Primary APN	`259-222-46-21`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	936 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Lot Area	1,236,639 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	2165 VALLEYDALE LN
City	ENCINITAS
State	CA
Zip	92024-4242
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Description	LOT 13 US456PER DOC84-149890/85-024310&UND INT IN TR 007867
Legal Subdivision	VILLAGE PARK NORTH COUNTRY
Legal Tract	007867
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17403

Owner

2165 Valleydale Ln, a condominium, is owner-occupied and held in a trust since April 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2165 VALLEYDALE LN, ENCINITAS, CA 92024-4242
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 19, 2020	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE
Dec 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2016 · Amount on File
Deed Sale	Apr 4, 2016 · Amount on File
Prior Sale	Aug 14, 1987 · Amount on File
Deed Document Number	2016149609
Prior Transfer Date	Jul 16, 1993
Prior Transfer Doc	0000483856
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2165 VALLEYDALE LN, ENCINITAS, CA 92024-4242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000493951
Date	Oct 24, 2017
Instrument	2017-0493951

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

June 2020: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2020
Property Address	2165 VALLEYDALE LN, ENCINITAS, CA 92024-4242
Document Number	0000319331
Instrument Date	May 7, 2020
Instrument	319331
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2165 VALLEYDALE LN ENCINITAS CA 920244242, ENCINITAS, CA 92024-4242

Mortgage

Document Number	319332
Date	Jun 19, 2020
Instrument	319332

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.88%

Mortgage

Document Number	319333,
Date	Jun 19, 2020
Instrument	319333

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	2.88%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2019
Property Address	2165 VALLEYDALE LN, ENCINITAS, CA 92024-4242
Document Number	0000565807
Instrument Date	Dec 4, 2019
Instrument	565807
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2165 VALLEYDALE LN ENCINITAS CA 920244242, ENCINITAS, CA 92024-4242

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Valleydale Ln was $6,189 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,280 (+2%) Land $428,648 Building $102,632
2025	$6,189.00 Homeowner's exemption	$520,864 Land $420,244 Building $100,620
2023	$5,742.00 (+2.65%) Homeowner's exemption	$500,640 Land $403,926 Building $96,714
2022	$5,594.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2165 Valleydale Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Valleydale Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Ting.

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