2165 Thomas Ct, Vero Beach, FL 32963 Property Records

Indian River County property record for 2165 Thomas Ct, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 7,034 sqft · built 2019
Lot Size0.439 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Jun 2024)
Tax Bill$113,911 (2025)
Deeds & MortgagesJun 2021 Sale
Jul 2017 Construction Loan
Flood ZoneZone X (moderate risk)
APN31-39-14-00006-0560-00003.0

Property Details

APN / Parcel Number

Primary APN31-39-14-00006-0560-00003.0
Alternative APN
  • 32492

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area7,034 sqft Living Area
2nd Floor Area1,986 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialWood Shingle
Lot Area19,166 sqft (0.439 acres)
Lot Dimensions150 ft deep x 90 ft wide
Garage TypeMixed
Garage Area345 sqft
CarportCarport
Carport Area1,469 sqft
Pool Area1 sqft
Patio Area1,020 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number32492
Street Address2165 THOMAS CT
CityVERO BEACH
StateFL
Zip32963-9522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionWINDSOR PLAT 23 PD PBI 16 - 59 BLK 56 THE W 60 FT OF LOT 3 AND ALL OF LOT 4 TOGETHER WITH THE E 6 FT OF LOT 5
Legal Range39
Legal Township31
Legal Section14
Legal SubdivisionWINDSOR PLAT 23 PD
Legal Block56
Legal Lot Number3-5
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3017
Census Tract50506

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Jungle Trail
listed 2003 · 1 contributing resources · NRIS 03000700

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address112 PEAR TREE POINT RD, DARIEN, CT 06820-5818
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2021Warranty Deed, Transfer
Jul 17, 2017Trustee's Deed, Construction Loan · Construction Mortgage
NORTHERN TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2024 · Amount on Record
Deed SaleJun 19, 2024 · Amount on Record
Prior SaleApr 14, 2016 · Amount on Record
Deed Document Number0003706379
Deed Book / Page3431 / 1656
Prior Transfer DateJun 9, 2021
Prior Transfer Doc3120210041884
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJun 9, 2021
Property Address2165 THOMAS CT, VERO BEACH, FL 32963-9522
Document Number0034311656
Book / Page3431 / 1656
Map ReferenceMB 16 PG 59
Instrument DateJun 7, 2021
Instrument3120210041884
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
Tax$43,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10585 KENT CT, 10585, VERO BEACH, FL 32963-4717

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 PEAR TREE POINT RD, DARIEN, CT 06820-5818

July 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 17, 2017
Property Address2165 THOMAS CT, VERO BEACH, FL 32963-9522
Document Number0030410672
Book / Page003041 / 000672
Instrument DateJul 17, 2017
Instrument41382
Transaction TypeConstruction Loan
Record UpdatedAug 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3130 POND LN VERO BEACH FL 329634770, VERO BEACH, FL 32963-4770

Mortgage

Document Number30410672
DateJul 17, 2017
Book Page003041/000672
Instrument41382
Lender
NameNORTHERN TR
AddressCHICAGO, IL 60603
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$113,911.00 (+6.03%)$8,139,614 (+1.06%) Land $2,167,500 Building $5,972,114$8,139,614 (+1.06%) Land $2,167,500 Building $5,972,114
2024$107,434.00 (+19.18%)$8,054,614 (+14.91%) Land $2,082,500 Building $5,972,114$8,054,614 (+14.91%) Land $2,082,500 Building $5,972,114
2023$90,145.00 (+17.29%)$7,009,244 (+28.87%) Land $1,487,500 Building $5,521,744$7,009,244 (+28.87%) Land $1,487,500 Building $5,521,744
2022$76,858.00$5,439,027 Land $922,250 Building $4,516,777$5,439,027 Land $922,250 Building $4,516,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 units insured
incl. 105 condo units
Nearby Flood Claims8 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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