Cumberland County property record for 2165 Smith Rd, Hope Mills, NC 28348
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 2,644 sqft · built 1978 |
| Lot Size | 32.7 acres (1,424,412 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,910 (2026) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0443-13-9754 |
| Primary APN | 0443-13-9754 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,644 sqft Heated Area |
| 1st Floor Area | 2,644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 1,424,412 sqft (32.7 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 320 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 2165 SMITH RD |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-9027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A1 |
| Legal Description | 32.70 ACS MATTHEWS LD |
| Legal Subdivision | GRAYS CREEK DISTRICT |
| Legal Block | 13 |
| Legal Lot Number | 9754 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | GRAYS CREEK |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 3003 |
2165 Smith Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2023.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2165 SMITH RD, HOPE MILLS, NC 28348-9027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2023 |
| Transfer Doc | 0118220447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Sep 18, 2023 |
| Property Address | 2165 SMITH RD, HOPE MILLS, NC 28348-9027 |
| Document Number | 0118220447 |
| Book / Page | 11822 / 447 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 29439 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2165 SMITH RD, HOPE MILLS, NC 28348-9027 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2165 SMITH RD, HOPE MILLS, NC 28348-9027 |
The 2026 property tax bill for 2165 Smith Rd was $1,910, up 8.5% from the year before.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,910.00 (+8.52%) | ||
| 2025 | $1,760.00 (+9.18%) | $424,448 (+39.26%) Land $239,629 Building $184,819 | $424,448 (+39.26%) Land $239,629 Building $184,819 |
| 2024 | $1,612.00 | $304,797 (-) Land $163,404 Building $141,393 | $304,797 (-) Land $163,404 Building $141,393 |
| 2023 | $304,797 Land $163,404 Building $141,393 | $304,797 Land $163,404 Building $141,393 | |
| 2022 | $2,000.00 | ||
| 2019 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2165 Smith Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2016–2018) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2165 Smith Rd is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 93% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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