2165 Sepulveda Ave, Milpitas, CA 95035 Property Records

Santa Clara County property record for 2165 Sepulveda Ave, Milpitas, CA 95035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,924 sqft · built 1977
Lot Size	0.172 acres (7,504 sqft)
Owner	Trust Name on File
Last Sale	$800,000 (Jul 2013)
Tax Bill	$11,482 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage Nov 2020 Reverse Mortgage
Flood Zone	Zone D (undetermined)
APN	`088-17-022`

Property Details

APN / Parcel Number

Primary APN	`088-17-022`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	1,000 sqft
2nd Floor Area	924 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,504 sqft (0.172 acres)
Lot Dimensions	112 ft deep x 67 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	08817022
Street Address	2165 SEPULVEDA AVE
City	MILPITAS
State	CA
Zip	95035-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	TRACT 5795 BOOK 373 PAGE 42 PAGE 43 LOT 29
Legal Subdivision	TRACT NO 5795
Legal Tract	5795
Legal Lot Number	29
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	504423

Owner

2165 Sepulveda Ave is owner-occupied and held in a trust since October 2013.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2165 SEPULVEDA AVE, MILPITAS, CA 95035-6141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 25, 2020	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2013 · Amount on File
Deed Sale	Jul 17, 2013 · Amount on File
Deed Document Number	201322304397
Last Transfer Date	Oct 17, 2013
Transfer Doc	0022425449
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2165 SEPULVEDA AVE, MILPITAS, CA 95035-6141
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 SEPULVEDA AVE, MILPITAS, CA 95035-6141

Mortgage

Document Number	0025340060
Date	Jul 22, 2022
Instrument	25340060

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN RAFAEL, CA 94901

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2165 SEPULVEDA AVE, MILPITAS, CA 95035-6141
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 SEPULVEDA AVE, MILPITAS, CA 95035-6141

Mortgage

Document Number	0024725503
Date	Nov 25, 2020
Instrument	24725503

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Sepulveda Ave was $11,482 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,000,288 (+2%) Land $700,204 Building $300,084
2025	$11,482.00 Homeowner's exemption	$980,675 Land $686,475 Building $294,200
2023	$11,141.00 (+0.42%) Homeowner's exemption	$942,596 Land $659,819 Building $282,777
2022	$11,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2165 Sepulveda Ave in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Sepulveda Ave is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	800 / 160
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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