2165 Savannah Rd, Elgin, IL 60123 Property Records

Kane County property record for 2165 Savannah Rd, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 1986
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Oct 2023)
Tax Bill	$7,050 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-453-005`

Property Details

APN / Parcel Number

Primary APN	`06-09-453-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	136 ft deep x 64 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2165 SAVANNAH RD
City	ELGIN
State	IL
Zip	60123-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 1 LOT 135
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	135
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3014
Census Tract	851909

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 STONEGATE CT, ALGONQUIN, IL 60102-5179
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 22, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Nov 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Jun 7, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Nov 27, 2017	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	202334375
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000068678
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649

Mortgage

Document Number	0000039646
Date	Oct 28, 2024
Instrument	2024K039646

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 3, 2023
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Document Number	0000034375
Instrument Date	Sep 22, 2023
Instrument	2023K034375
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1986 SANDY CREEK DR, CAROL STREAM, IL 60128-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 STONEGATE CT, ALGONQUIN, IL 60102-5179

Mortgage

Document Number	0000034376
Date	Oct 3, 2023
Instrument	2023K034376

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.25%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 22, 2021
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Document Number	0000080131
Instrument Date	Oct 4, 2021
Instrument	2021K080131
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 HARPER DR, ALGONQUIN, IL 60102-2093

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Nov 10, 2020
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Document Number	0000068678
Instrument Date	Nov 9, 2020
Instrument	2020K068678
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	SNP TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649

Mortgage

Document Number	0000068677
Date	Nov 10, 2020
Instrument	2020K068677

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 7, 2018
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Document Number	0000026686
Instrument Date	May 2, 2018
Instrument	2018K026686
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649

Mortgage

Document Number	0000026687
Date	Jun 7, 2018
Instrument	2018K026687

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate	4.49%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Nov 27, 2017
Property Address	2165 SAVANNAH RD, ELGIN, IL 60123-2649
Document Number	0000061663
Instrument Date	Nov 9, 2017
Instrument	61663
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,050.00 (+15.84%)
2024		$92,492 (+21.39%) Land $31,863 Building $60,629	$277,587 (+21.44%) Land $95,627 Building $181,960
2022	$6,086.00 (+4.59%) Homeowner's exemption	$76,192 (+6.96%) Land $26,248 Building $49,944	$228,576 (+6.96%) Land $78,744 Building $149,832
2021	$5,819.00 Homeowner's exemption	$71,234 Land $24,540 Building $46,694	$213,702 Land $73,620 Building $140,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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