2165 S Tuscola Rd, Munger, MI 48747 Property Records

Bay County property record for 2165 S Tuscola Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1981
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Oct 2025)
Tax Bill	$2,716 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090-029-200-040-03`

Property Details

APN / Parcel Number

Primary APN	`090-029-200-040-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	215 ft deep x 217 ft wide
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2165 S TUSCOLA RD
City	MUNGER
State	MI
Zip	48747-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF SEC TH E 1111.81 FT TH S 32D 17M E 1573.73 FT ALG C/L OF HWY M-15 TO POB TH E ALG N 1/8 LI 383.64 FT TH S
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5049
Census Tract	285300

Owner

2165 S Tuscola Rd is owned and occupied by an individual who bought it in October 2025.

Source: Bay County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	286 PIPERS LN, MOUNT MORRIS, MI 48458-8703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 15, 2022	Warranty Deed, Transfer
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	202513215
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Oct 21, 2025
Property Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775
Document Number	0000013215
Instrument Date	Oct 17, 2025
Instrument	202513215
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	286 PIPERS LN, MOUNT MORRIS, MI 48458-8703

Mortgage

Document Number	0000013216
Date	Oct 21, 2025
Instrument	202513216

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775

Mortgage

Document Number	0000010817
Date	Jul 27, 2022
Instrument	202210817

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 15, 2022
Property Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775
Document Number	0000008939
Instrument Date	Jun 14, 2022
Instrument	202208939
Transaction Type	Transfer
Record Updated	Jul 13, 2022

Transaction

Amount	Amount on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 S TUSCOLA RD, 2165, MUNGER, MI 48747-9775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5233 BLUE HERON DR, ALMONT, MI 48003-8771

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Jun 1, 2020
Property Address	2165 S TUSCOLA RD, MUNGER, MI 48747-9775
Document Number	0000007116
Instrument Date	May 29, 2020
Instrument	7116
Transaction Type	Transfer
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2680 BURNS RD MUNGER MI 487479778, MUNGER, MI 48747-9778

Mortgage

Document Number	7117
Date	Jun 1, 2020
Instrument	7117

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2165 S Tuscola Rd was $2,716 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,716.00 Homeowner's exemption	$96,100 (+20.8%)	$192,200 (+20.8%)
2025		$79,550	$159,100
2024	$2,286.00
2023		$61,050	$122,100
2022	$2,062.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2165 S Tuscola Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 S Tuscola Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Air Advantage.

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