Allen County property record for 2165 S Kemp Rd, Lima, OH 45806
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,152 sqft · built 2023 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Sep 2022) |
| Tax Bill | $7,917 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-0700-02-004.003 |
| Primary APN | 46-0700-02-004.003 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 4 Stories |
| Building Area | 3,152 sqft Living Area |
| Gross Area | 3,944 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 2,000 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Deck Area | 384 sqft |
| Canopy | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 2165 S KEMP RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45806-9341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 & PT SW1/4 JOINT TEN RTS 06-04-07 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 12100 |
2165 S Kemp Rd is owned and occupied by two individuals who acquired it in April 2024.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2165 S KEMP RD, LIMA, OH 45806-9341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CREDIT UNION |
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU INC |
| Sep 9, 2022 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2022 · Amount on File |
| Deed Sale | Sep 9, 2022 · Amount on File |
| Prior Sale | Sep 23, 1992 · Amount on File |
| Deed Document Number | 202210641 |
| Last Transfer Date | Apr 14, 2024 |
| Transfer Doc | 0000006965 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 10, 2026 |
| Property Address | 2165 S KEMP RD, LIMA, OH 45806-9341 |
| Document Number | 0000003524 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20263524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2165 S KEMP RD, LIMA, OH 45806-9341 |
| Document Number | 0000003524, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 20263524 |
| Name | SUPERIOR CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | S KEMP RD, LIMA, OH 45806 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 3240002370 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 2023/2370 |
| Instrument | 202303240002370 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Mar 1, 2054 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Sep 9, 2022 |
| Property Address | S KEMP RD, LIMA, OH 45806 |
| Document Number | 9090010641 |
| Book / Page | 2022 / 10641 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 202209090010641 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2187 WYANDOT DR, LIMA, OH 45806-1421 |
The 2025 property tax bill for 2165 S Kemp Rd was $7,917, down 2.9% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Shawnee Township |
| Unified School District | Shawnee Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,917.00 (-2.86%) | $161,850 (-) Land $41,130 Building $120,720 | $462,400 (-) Land $117,500 Building $344,900 |
| 2024 | $8,150.00 (+422.1%) | $161,850 (+611.43%) Land $41,130 Building $120,720 | $462,400 Land $117,500 Building $344,900 |
| 2023 | $1,561.00 (+4.48%) | $22,750 (-) Land $22,750 | |
| 2022 | $1,494.00 | $22,750 Land $22,750 | |
| 2021 | $65,000 Land $65,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2165 S Kemp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2165 S Kemp Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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