2165 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 2165 NC 181, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 672 sqft · built 1981
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on Record
Last Sale	$15,000 (Feb 2018)
Tax Bill	$270 (2026)
Deeds & Mortgages	Feb 2018 Sale & Mortgage Feb 2018 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1784375514`

Property Details

APN / Parcel Number

Primary APN	`1784375514`
Alternative APNs	`1784375554` `56314`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Tile

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Mobile Home
Exterior Material	Metal
Foundation Type	Pier/Post & Beam
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)

Exterior Amenities

Deck Area	48 sqft
Patio Area	78 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2165 NC 181
City	MORGANTON
State	NC
Zip	28655-6712
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RESIDENTIA
Legal Description	LOB
Legal Subdivision	JAMES M BECK
Jurisdiction	BURKE NC
Township / Civil Division	QUAKER MEADOWS
Census Block Group	1
Census Block	1007
Census Tract	20202

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2165 NC 181, MORGANTON, NC 28655-6712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2018	Warranty Deed, Transfer BEN J & BARBARA A BRADSHAW
Feb 9, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Oct 18, 2017	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MTG
Oct 18, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2018 · Amount on Record
Deed Sale	Feb 9, 2018 · Amount on Record
Prior Sale	Feb 9, 2018 · Amount on Record
Deed Document Number	20182017012810
Deed Book / Page	2332 / 893
Prior Transfer Date	May 9, 2017
Prior Transfer Doc	0022920549
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 9, 2018
Property Address	2165 NC 181, MORGANTON, NC 28655-6712
Document Number	0023320893
Book / Page	002332 / 000893
Instrument Date	Feb 1, 2018
Instrument	12810
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 NC 181 MORGANTON NC 286556712, MORGANTON, NC 28655-6712

Mortgage

Document Number	23320895
Date	Feb 9, 2018
Book Page	002332/000895
Instrument	12811

Lender

Name	BEN J & BARBARA A BRADSHAW
Address	3900 CONSERVATION CAMP RD, VALDESE, NC 28690-9710
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Feb 8, 2023

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 9, 2018
Property Address	2165 NC 181, MORGANTON, NC 28655-6712
Document Number	0023320891
Book / Page	002332 / 000891
Instrument Date	Jan 31, 2018
Instrument	12809
Transaction Type	Transfer
Record Updated	Feb 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3900 CONSERVATION CAMP RD VALDESE NC 286909710, VALDESE, NC 28690-9710

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2165 NC 181, MORGANTON, NC 28655-6712
Document Number	0023170724
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 NC 181 MORGANTON NC 286556712, MORGANTON, NC 28655-6712

Mortgage

Document Number	0023170724
Date	Oct 25, 2017
Book Page	002317/000724
Instrument	9607

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	720 Months
Due	Oct 24, 2077

Interest

Rate Type	Adjustable Rate
Rate	3.73%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	2165 NC 181, MORGANTON, NC 28655-6712
Document Number	0023170741
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 NC 181 MORGANTON NC 286556712, MORGANTON, NC 28655-6712

Mortgage

Document Number	0023170741
Date	Oct 25, 2017
Book Page	002317/000741
Instrument	9608

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	720 Months
Due	Oct 24, 2077

Interest

Rate Type	Adjustable Rate
Rate	3.73%

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	May 12, 2017
Property Address	2165 NC 181, MORGANTON, NC 28655-6712
Document Number	0022920549
Book / Page	002292 / 000549
Instrument Date	May 9, 2017
Instrument	4326
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2175 NC 181 MORGANTON NC 286556712, MORGANTON, NC 28655-6712

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$270.00 (-1.82%)	$27,370 (-) Land $14,416 Building $12,954	$27,370 (-) Land $14,416 Building $12,954
2025	$275.00 (+4.56%)	$27,370 (-) Land $14,416 Building $12,954	$27,370 (-) Land $14,416 Building $12,954
2023	$263.00	$27,370 Land $14,416 Building $12,954	$27,370 Land $14,416 Building $12,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (2004–2024)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 10 claims Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on NC 181

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures