2165 N Rice St, Graytown, OH 43432 Property Records

Ottawa County property record for 2165 N Rice St, Graytown, OH 43432

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 2,205 sqft · built 1880
Lot Size	0.754 acres (32,866 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004757-3`

Property Details

APN / Parcel Number

Primary APN	`004757-3`
Alternative APN	`004-01682-02103-000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,205 sqft Living Area
Gross Area	2,412 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	32,866 sqft (0.754 acres)
Lot Dimensions	158 ft deep x 208 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004757-3
Street Address	2165 N RICE ST
City	GRAYTOWN
State	OH
Zip	43432-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 8 LOTS 1-2-3 & 4 ELLISTON & VAC ALLEY (424-331)
Legal Subdivision	ELLISTON
Legal Block	8
Legal Lot Number	1-4
Jurisdiction	OTTAWA OH
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3018
Census Tract	50900

Owner

2165 N Rice St is owned and occupied by two individuals who acquired it in October 2025.

Source: Ottawa County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 20, 2025	Intrafamily Transfer, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Oct 2, 2020	Deed of Trust, Mortgage · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Mar 6, 2018	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025
Deed Sale	Oct 20, 2025
Prior Sale	Mar 6, 2018 · Amount on File
Deed Document Number	20256595
Deed Book / Page	2054 / 384
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0000006595
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	OHIO REAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000307268
Date	Jun 4, 2021
Book Page	1842/655
Instrument	2021-307268

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2050

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA OH
Recording Date	Oct 20, 2025
Property Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770
Document Number	0000006595
Book / Page	2054 / 384
Instrument Date	Oct 10, 2025
Instrument	202500006595
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770

Mortgage

Document Number	0002054387
Date	Oct 20, 2025
Instrument	2054/387

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000299267
Date	Oct 2, 2020
Book Page	1797/460
Instrument	202000299267

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Mar 6, 2018
Property Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770
Document Number	0000274621
Book / Page	1668 / 0952
Instrument Date	Feb 26, 2018
Instrument	201800274621
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 N RICE ST, GRAYTOWN, OH 43432-9770

Mortgage

Document Number	0000274622
Date	Mar 6, 2018
Instrument	201800274622

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2165 N Rice St was $1,779, down 12.3% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Benton Township
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,779.00 (-12.32%)	$54,275 (-) Land $13,668 Building $40,607
2024	$2,029.00 (+15.55%)	$54,275 (+28.81%) Land $13,668 Building $40,607	$155,070 Land $39,050 Building $116,020
2023	$1,756.00 (-1.24%)	$42,137 (-) Land $9,097 Building $33,040
2022	$1,778.00	$42,137 Land $9,097 Building $33,040
2021			$120,390 Land $25,990 Building $94,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2165 N Rice St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 N Rice St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Amplex Wireless Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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