2165 Keystone Ave, Melbourne, FL 32904 Property Records

Brevard County property record for 2165 Keystone Ave, Melbourne, FL 32904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1976
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Mar 2015)
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-36-02-51-B-19`

Property Details

APN / Parcel Number

Primary APN	`28-36-02-51-B-19`
Alternative APNs	`28-36-02-51-0000B.0-0019.00` `2801084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,472 sqft
1st Floor Area	1,616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	300 ft deep x 124 ft wide
Garage Type	Attached
Garage Area	672 sqft
Porch	Florida Room
Porch Area	152 sqft
Utility Building	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2801084
Street Address	2165 KEYSTONE AVE
City	MELBOURNE
State	FL
Zip	32904-6146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU19
Legal Description	NATIONAL POLICE HOME FOUNDATION INC SUBD 2ND ADDN LOT 19 BLK B
Legal Range	36E
Legal Township	28S
Legal Section	02
Legal Subdivision	NATIONAL POLICE HOME FOUNDATION INC SUBD
Legal Block	B
Legal Lot Number	19
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1049
Census Tract	65001

Owner

2165 Keystone Ave is owned and occupied by two individuals who bought it in March 2015.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 KEYSTONE AVE, MELBOURNE, FL 32904-6146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPACE COAST CU
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2015 · Amount on File
Deed Sale	Mar 2, 2015 · Amount on File
Prior Sale	Jun 18, 2014 · Amount on File
Deed Document Number	201540675
Deed Book / Page	7311 / 2345
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2165 KEYSTONE AVE, MELBOURNE, FL 32904-6146
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 KEYSTONE AVE, MELBOURNE, FL 32904-6146

Mortgage

Document Number	0092370087
Date	Aug 26, 2021
Book Page	9237/87
Instrument	2021222775

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2165 KEYSTONE AVE, MELBOURNE, FL 32904-6146
Document Number	0086362981
Instrument Date	Dec 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2165 KEYSTONE AVE MELBOURNE FL 329046146, MELBOURNE, FL 32904-6146

Mortgage

Document Number	0086362981
Date	Jan 14, 2020
Book Page	008636/002981
Instrument	9209

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Keystone Ave was $2,253 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,170 (+2.69%)	$294,310 (+1.9%)
2025	$2,253.00 Homeowner's exemption	$161,810	$288,810 Land $120,000 Building $168,810
2023	$2,032.00 (+7.51%) Homeowner's exemption	$152,670 (+3%)	$296,430 (+10.97%) Land $110,000 Building $186,430
2022	$1,890.00 Homeowner's exemption	$148,230	$267,120 Land $95,000 Building $172,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2165 Keystone Ave in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	26 (1995–2023)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 8 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Keystone Ave is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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