2165 Haines Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2165 Haines Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,664 sqft · built 1956
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Jul 2018)
Tax Bill	$1,943 (2025)
Deeds & Mortgages	Sep 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-026-021-00`

Property Details

APN / Parcel Number

Primary APN	`014-026-021-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Lot Area	69,696 sqft (1.6 acres)
Garage Area	1,224 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2165 HAINES RD
City	LAPEER
State	MI
Zip	48446-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC 26 T8N R10E THE W 300 FT OF E 400 OF W 726 FT OF S 233 FT OF W 44 ACRES, E 1/2 OF SW 1/4.
Legal Range	10E
Legal Township	08N
Legal Section	26
Jurisdiction	LAPEER MI
Township / Civil Division	MAYFIELD
Census Block Group	3
Census Block	3020
Census Tract	333500

Owner

2165 Haines Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 HAINES RD, LAPEER, MI 48446-8304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	Aug 1, 2013 · Amount on File
Deed Book / Page	2969 / 865
Prior Transfer Date	Sep 23, 2009
Prior Transfer Doc	0024100939
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2165 HAINES RD, LAPEER, MI 48446-8304
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 HALNES RD, LAPEER, MI 48446-8304

Mortgage

Document Number	0033150697
Date	Sep 9, 2022
Book Page	3315/697

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 6, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2165 HAINES RD, LAPEER, MI 48446-8304
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 HAINES RD, LAPEER, MI 48446-8304

Mortgage

Document Number	0032060924
Date	May 27, 2021
Book Page	3206/924

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 5, 2018
Property Address	2165 HAINES RD, LAPEER, MI 48446-8304
Document Number	0029690865
Book / Page	002969 / 000865
Instrument Date	Jun 25, 2018
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ASK SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2165 HAINES RD LAPEER MI 484468304, LAPEER, MI 48446-8304

Mortgage

Document Number	29690867
Date	Jul 5, 2018
Book Page	002969/000867

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Haines Rd was $1,943 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Mayfield Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,700 (+5.09%)	$235,400 (+5.09%)
2025	$1,943.00 Homeowner's exemption	$112,000	$224,000
2023		$109,400	$218,800
2022	$1,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2165 Haines Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Haines Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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