Cuyahoga County property record for 2165 E 38th St, Cleveland, OH 44115
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,288 sqft · built 2006 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,900 (Nov 2014) |
| Tax Bill | $4,046 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-22-149 |
| Primary APN | 103-22-149 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 616 sqft |
| 2nd Floor Area | 672 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,581 sqft (0.197 acres) |
| Lot Dimensions | 152 ft deep x 57 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 2165 E 38TH ST |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44115-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF-1 |
| Legal Description | S/L PCL A 340 PG 89 F 56.82 D 151.50 AC .197 OL 67 S/R 2006 ADDITIONAL PARCEL 103-22-150 |
| Legal Subdivision | ADD |
| Legal Lot Number | A |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 108701 |
Source: Cuyahoga County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 468002, BEDFORD, OH 44146-8002 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage SIMPLIFILE |
| Feb 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Jul 20, 2022 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| May 1, 2019 | Loan Modification, Mortgage US BK |
| May 1, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2014 · Amount on Record |
| Deed Sale | Nov 7, 2014 · Amount on Record |
| Prior Sale | Apr 16, 2013 · Amount on Record |
| Deed Document Number | 2014683 |
| Prior Transfer Date | Mar 20, 2013 |
| Prior Transfer Doc | 0000000214 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 4, 2026 |
| Property Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0000000203 |
| Instrument Date | Apr 19, 2026 |
| Instrument | 2026203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0000000203, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Apr 1, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0000000431 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 202402140431 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 303 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0000000792 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 202207200792 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | May 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0005140459 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2165 E 38TH ST CLEVELAND OH 441153014, CLEVELAND, OH 44115-3014 |
| Document Number | 0005140459 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 5140459 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|
| Rate | 5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 2165 E 38TH ST, CLEVELAND, OH 44115-3014 |
| Document Number | 0005140460 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2165 E 38TH ST CLEVELAND OH 441153014, CLEVELAND, OH 44115-3014 |
| Document Number | 0005140460 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 5140460 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2049 |
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Cleveland City |
| Unified School District | Cleveland Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,046.00 (+0.05%) | $60,480 (-0.02%) Land $9,835 Building $50,645 | $172,800 (-) Land $28,100 Building $144,700 |
| 2024 | $4,044.00 (+31.34%) | $60,490 (+52.25%) Land $9,840 Building $50,650 | $172,800 (+52.25%) Land $28,100 Building $144,700 |
| 2023 | $3,079.00 (+0.56%) | $39,730 (-) Land $12,600 Building $27,130 | |
| 2022 | $3,062.00 | $39,730 Land $12,600 Building $27,130 | |
| 2021 | $113,500 Land $36,000 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| PCs for People Fixed Wireless | 100 / 100 |
| DigitalC Fixed Wireless · DSL in parts of the area | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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