2165 Derby Rd, Vincent, OH 45784 Property Records

Washington County property record for 2165 Derby Rd, Vincent, OH 45784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,512 sqft · built 2022
Lot Size	7.25 acres (316,115 sqft)
Owner	2 Individual Names on File
Last Sale	$14,000 (Feb 2021)
Tax Bill	$3,424 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`390081548005`

Property Details

APN / Parcel Number

Primary APN	`390081548005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,208 sqft
Basement Area	2,208 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	316,115 sqft (7.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2165 DERBY RD
City	VINCENT
State	OH
Zip	45784-5474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R10 T4 S20 160 AC LOT 822 W PT 7.257 AC
Legal Range	10
Legal Township	04
Legal Section	20
Legal Lot Number	822
Jurisdiction	WASHINGTON OH
Township / Civil Division	WATERTOWN
Census Block Group	3
Census Block	3041
Census Tract	21600

Owner

2165 Derby Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Washington County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 DERBY RD, VINCENT, OH 45784-5474
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit THE CITIZENS NATL BANK OF MCCONNELSVILLE
Feb 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on File
Deed Sale	Feb 10, 2021 · Amount on File
Deed Document Number	2021929
Deed Book / Page	651 / 3361
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	2165 DERBY RD, VINCENT, OH 45784-5474
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15533 550, FLEMING, OH 45729

Mortgage

Document Number	00667/1093
Date	Dec 21, 2022
Book Page	667/1093
Instrument	202200009046

Lender

Name	THE CITIZENS NATL BANK OF MCCONNELSVILLE
Type	Bank
Address	MCCONNELSVILLE, OH 43756

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 20, 2032

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Feb 10, 2021
Property Address	2165 DERBY RD, VINCENT, OH 45784-5474
Document Number	00651/3361
Book / Page	651 / 3361
Map Reference	VOL 664 PG 311
Instrument Date	Feb 2, 2021
Instrument	202100000929
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15533 STATE ROUTE 550, FLEMING, OH 45729-5058

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Derby Rd was $3,424, up 32.4% from the year before.

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Watertown Township
Unified School District	Wolf Creek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,424.00 (+32.41%)	$93,280 (+39.1%) Land $16,730 Building $76,550	$266,500 Land $47,790 Building $218,710
2024	$2,586.00	$67,060 Land $12,380 Building $54,680
2022	$245.00	$6,760 Land $6,760	$191,590 Land $35,370 Building $156,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2165 Derby Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1997–2005)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Derby Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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