2165 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 2165 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,272 sqft · built 1988
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2021)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-29-3040-000`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-29-3040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2165 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-8905
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	COMM AT SW COR OF SEC 29, T11N, R5E, BRIDGEPORT TWP, SAGINAW CO, MI; TH N89?20'30"E, ALG THE S SEC LN651.81' TO THE POB; TH
Legal Range	05E
Legal Township	11N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2034
Census Tract	11702

Owner

2165 Curtis Rd, a residential property, is owned and occupied by an individual who bought it in July 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2165 CURTIS RD, BIRCH RUN, MI 48415-8905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWNE MORTGAGE CO
Sep 1, 2017	Warranty Deed, Transfer · FHA Mortgage MISCELLANEOUS FINANCE AND MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Sep 1, 2017 · Amount on File
Deed Document Number	202124088
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 14, 2021
Property Address	2165 CURTIS RD, BIRCH RUN, MI 48415-8905
Document Number	2021024088
Instrument Date	Jul 9, 2021
Instrument	2021024088
Transaction Type	Transfer
Record Updated	Jul 28, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 CURTIS RD, 2165, BIRCH RUN, MI 48415-8905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1365 N JONES RD, ESSEXVILLE, MI 48732-1587

Mortgage

Document Number	2021024089
Date	Jul 14, 2021
Instrument	2021024089

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2165 CURTIS RD, BIRCH RUN, MI 48415-8905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021798
Date	Aug 30, 2019
Instrument	2019021798

Lender

Name	TOWNE MORTGAGE CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Sep 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Sep 1, 2017
Property Address	2165 CURTIS RD, BIRCH RUN, MI 48415-8905
Document Number	2017024598
Instrument Date	Aug 18, 2017
Instrument	2017024598
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 N VAN BUREN ST, BAY CITY, MI 48708-6541

Mortgage

Document Number	0000024599
Date	Sep 1, 2017
Instrument	2017024599

Lender

Name	MISCELLANEOUS FINANCE AND MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2165 Curtis Rd was $2,615 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,400	$156,800
2025	$2,615.00 Homeowner's exemption
2023		$60,600	$121,200
2022	$2,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2165 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 Curtis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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