2165 45th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 2165 45th Ave, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,438 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Dec 2016)
Tax Bill	$1,733 (2025)
Deeds & Mortgages	Sep 2023 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00008-0000-00012.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00008-0000-00012.0`
Alternative APN	`69186`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,666 sqft
1st Floor Area	1,438 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	117 ft deep x 80 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	228 sqft
Driveway	Concrete Driveway
Driveway Area	660 sqft
Porch	Open Porch
Porch Area	50 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2165 45TH AVE
City	VERO BEACH
State	FL
Zip	32966-2086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	ALBRECHT GROVE SUB ALBRECHT GROVE SUB PBI 3-100 N 25 FT OF LOT 12 & S 55 FT OF LOT 13
Legal Range	39E
Legal Township	33S
Legal Section	04
Legal Subdivision	ALBRECHT GROVE SUBDIVISION
Legal Lot Number	12,13
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50202

Owner

2165 45th Ave is owned and occupied by two individuals who acquired it in September 2023.

Source: Indian River County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2165 45TH AVE, VERO BEACH, FL 32966-2086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jan 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 30, 2016	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016 · Amount on File
Deed Sale	Dec 15, 2016 · Amount on File
Prior Sale	Jan 17, 2012 · Amount on File
Deed Document Number	201670630
Deed Book / Page	2987 / 1541
Last Transfer Date	Sep 14, 2023
Transfer Doc	0036510583
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 21, 2023
Property Address	2165 45TH AVE, VERO BEACH, FL 32966-2086
Document Number	0036510583
Book / Page	3651 / 583
Map Reference	MB 3 PG 100
Instrument Date	Sep 14, 2023
Instrument	3120230047986
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 45TH AVE, VERO BEACH, FL 32966-2086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 45TH AVE, VERO BEACH, FL 32966-2086

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Jan 28, 2021
Property Address	2165 45TH AVE, VERO BEACH, FL 32966-2086
Document Number	0033820843
Book / Page	3382 / 843
Map Reference	MB 3 PG 100
Instrument Date	Jan 24, 2021
Instrument	3120210006098
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2165 45TH AVE, VERO BEACH, FL 32966-2086

Mortgage

Document Number	3382847
Date	Jan 28, 2021
Instrument	3382/847

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2165 45TH AVE, VERO BEACH, FL 32966-2086
Document Number	0030332307
Book / Page	003033 / 002307
Instrument Date	Nov 30, 2016
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	SECURITY CONNECTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2165 45TH AVE VERO BEACH FL 329662086, VERO BEACH, FL 32966-2086

Mortgage

Document Number	0030332307
Date	Jun 20, 2017
Book Page	003033/002307
Instrument	35455

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2165 45th Ave was $1,733 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,733.00 Homeowner's exemption Widower's exemption	$139,524	$249,860 Land $30,294 Building $219,566
2023	$1,387.00 (-1.07%)	$131,642 (+3%)	$264,054 (+18.04%) Land $30,294 Building $233,760
2022	$1,402.00	$127,807	$223,707 Land $25,245 Building $198,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2165 45th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2165 45th Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures