Orange County property record for 21646 Bake Ln, Lake Forest, CA 92630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 1976 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,150,000 (Mar 2024) |
| Tax Bill | $12,352 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 614-192-03 |
| Primary APN | 614-192-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 1,356 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 3,300 sqft (0.076 acres) |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 21646 BAKE LN |
|---|---|
| City | LAKE FOREST |
| State | CA |
| Zip | 92630-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 7197 BLK LOT 236 |
| Legal Subdivision | TRACT NO. 7197 |
| Legal Tract | 7197 |
| Legal Lot Number | 236 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | IRVINE-LAKE FOREST |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 52408 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21646 BAKE LN, LAKE FOREST, CA 92630-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 8, 2024 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2024 · Amount on Record |
| Deed Sale | Mar 8, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2001 · Amount on Record |
| Deed Document Number | 202451752 |
| Last Transfer Date | Nov 29, 2024 |
| Transfer Doc | 0000312522 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 21646 BAKE LN, LAKE FOREST, CA 92630-1901 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 756, LAKE FOREST, CA 92609-0756 |
| Document Number | 0000016530 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026000016530 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 8, 2024 |
| Property Address | 21646 BAKE LN, LAKE FOREST, CA 92630-1901 |
| Document Number | 0000051752 |
| Map Reference | MB 291 PG 4-15 |
| Instrument Date | Feb 13, 2024 |
| Instrument | 2024000051752 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 977 PEARLEAF CT, SAN MARCOS, CA 92078-5300 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Lake Forest City |
| Unified School District | Saddleback Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,196,460 (+2%) Land $1,060,228 Building $136,232 | |
| 2025 | $12,352.00 (+1.82%) | $1,173,000 (+158.76%) Land $1,039,439 Building $133,561 |
| 2024 | $12,131.00 (+158.99%) | |
| 2023 | $4,684.00 (+1.85%) Homeowner's exemption | $453,319 Land $336,614 Building $116,705 |
| 2022 | $4,599.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2005–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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