21643 S Lammers Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 21643 S Lammers Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 1986
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Sep 2022)
Tax Bill	$10,567 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`209-280-410-000`

Property Details

APN / Parcel Number

Primary APN	`209-280-410-000`
Alternative APN	`209-280-41`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	66,211 sqft (1.52 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	209-280-41
Street Address	21643 S LAMMERS RD
City	TRACY
State	CA
Zip	95304-9477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG40
Legal Description	83/84 FM 13 PT TO 40, 42 & RD PM 11-194
Legal Subdivision	NAGLEE BURK TR
Legal Block	2
Legal Lot Number	67
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2007
Census Tract	5225

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1455 DOLORES LN, TRACY, CA 95376-7913
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 21, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage RONALD STANSBURY
Nov 2, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Nov 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 21, 2019	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	2022110691
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 22, 2026
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Document Number	0000046832
Instrument Date	May 16, 2026
Instrument	202646832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	21643 S LAMMERS RD, TRACY, CA 95304-9477

Mortgage

Document Number	0000046832,
Date	May 22, 2026
Instrument	202646832

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Transaction Type	Mortgage
Record Updated	Jan 20, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2643 S LAMMERS RD, TRACY, CA 95304

Mortgage

Document Number	0000001670
Date	Jan 9, 2023
Instrument	2023-001670

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 21, 2022
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Document Number	0000110691
Map Reference	VOL 5 PG 18
Instrument Date	Sep 13, 2022
Instrument	2022-110691
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1455 DOLORES LN, TRACY, CA 95376-7913

Mortgage

Document Number	0000110692
Date	Sep 21, 2022
Instrument	2022-110692

Lender

Name	RONALD STANSBURY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 2, 2020
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Document Number	0000148737
Instrument Date	Oct 20, 2020
Instrument	148737
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21633 S LAMMERS RD TRACY CA 953049477, TRACY, CA 95304-9477

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 23, 2020
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Document Number	0000163039
Instrument Date	Oct 20, 2020
Instrument	163039
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	21633 S LAMMERS RD TRACY CA 953049477, TRACY, CA 95304-9477

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 21, 2019
Property Address	21643 S LAMMERS RD, TRACY, CA 95304-9477
Document Number	0000018137
Map Reference	MB 11 PG 194
Instrument Date	Feb 15, 2019
Instrument	2019-018137
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY STOCKT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21643 S LAMMERS RD, TRACY, CA 95304-9477

Mortgage

Document Number	0000018138
Date	Feb 21, 2019
Instrument	2019-018138

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,567.00 (+38.4%)
2025	$7,635.00 (+24.03%)	$645,386 (+16.43%) Land $308,996 Building $336,390
2023	$6,156.00 (+2.11%)	$554,326 Land $296,999 Building $257,327
2022	$6,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2023–2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Matrix Broadband Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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