San Diego County property record for 21641 Trail Ridge Dr, Escondido, CA 92029
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,018 sqft · built 2017 |
| Lot Size | 0.95 acres (4,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $581,500 (Nov 2017) |
| Tax Bill | $13,040 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-571-08-00 |
| Primary APN | 235-571-08-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,018 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 4,136 sqft (0.95 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 21641 TRAIL RIDGE DR |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92029-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S88 |
| Legal Description | LOT 62 TR 015889 |
| Legal Subdivision | COUNTY/SAN DIEGO #5365-2 |
| Legal Tract | 015889 |
| Legal Block | 2 |
| Legal Lot Number | 62 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 20311 |
21641 Trail Ridge Dr is owned and occupied by an individual who acquired it in April 2021.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21641 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU |
| Oct 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Nov 7, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2017 · Amount on File |
| Deed Sale | Nov 7, 2017 · Amount on File |
| Deed Document Number | 2017520023 |
| Last Transfer Date | Apr 1, 2021 |
| Transfer Doc | 0000279716 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 12, 2021 |
| Property Address | 21641 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4826 |
| Document Number | 0000279716 |
| Map Reference | MAP 15889 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021-0279716 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21641 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4826 |
| Document Number | 0000279717 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0279717 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.87% |
| Index | 5-Year CMT |
| Max Rate | 7.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 21641 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4826 |
| Document Number | 0000589632 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2019 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 21641 TRAIL RIDGE DR ESCONDIDO CA 920294826, ESCONDIDO, CA 92029-4826 |
| Document Number | 0000589632 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 589632 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 7, 2017 |
| Property Address | 21641 TRAIL RIDGE DR, ESCONDIDO, CA 92029-4826 |
| Document Number | 0000520023 |
| Instrument Date | Oct 9, 2017 |
| Instrument | 520023 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $639.45 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21641 TRAIL RIDGE DR ESCONDIDO CA 92029, ESCONDIDO, CA 92029 |
| Document Number | 520024 |
|---|---|
| Date | Nov 7, 2017 |
| Instrument | 520024 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 6, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 21641 Trail Ridge Dr was $13,040 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $674,756 (+2%) Land $266,932 Building $407,824 | |
| 2025 | $13,040.00 Homeowner's exemption | $661,527 Land $261,699 Building $399,828 |
| 2023 | $12,377.00 (+1.83%) Homeowner's exemption | $635,841 Land $251,538 Building $384,303 |
| 2022 | $12,154.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21641 Trail Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21641 Trail Ridge Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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