St. Joseph County property record for 21640 Sandy Dr, Sturgis, MI 49091 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,500 (Sep 2017) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-100-034-10 |
| Primary APN | 016-100-034-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 1,680 sqft |
| Unfinished Basement | 1,680 sqft |
| Architectural Style | Ranch |
|---|---|
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 152 ft deep x 117 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 21640 SANDY DR |
|---|---|
| City | STURGIS |
| State | MI |
| Zip | 49091-9215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 CAROLINA HEIGHTS NO 2 SEC 36 T7S R11W (SPLIT FROM 016-100-034-00 07/00) |
| Legal Range | 11W |
| Legal Township | 07S |
| Legal Section | 36 |
| Legal Subdivision | CAROLINA HEIGHTS |
| Legal Lot Number | 35 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | WHITE PIGEON |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 41500 |
Source: St. Joseph County records · APN 016-100-034-10
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Jul 25, 2023 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Dec 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OAK MORTGAGE LLC |
| Oct 04, 2018 | Deed of Trust, Mortgage · Line of Credit STURGIS BANK & TRUST CO |
| Sep 12, 2017 | Warranty Deed, Transfer · Commercial Mortgage STURGIS BANK & TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 12, 2017 · Amount on Record |
| Deed Sale | Sep 12, 2017 · Amount on Record |
| Prior Sale | Jun 15, 2001 |
| Deed Book / Page | 1885 / 39 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Document Number | 2020002681 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020002681 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Document Number | 2023005321 |
|---|---|
| Date | Jul 25, 2023 |
| Instrument | 2023005321 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1896/0926 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 1896/0926 |
| Instrument | 1896-0926 |
| Name | OAK MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | STURGIS, MI 49091 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1933/0970 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | 1933/0970 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | STURGIS, MI 49091 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 12, 2017 |
| Property Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Document Number | 1885/0039 |
| Book / Page | 1885 / 0039 |
| Map Reference | LB5 PG9 |
| Instrument Date | Sep 06, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,102.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2164 SANDY DR, 2164, STURGIS, MI 49091 |
| Name | Verified Name |
|---|---|
| Address | 21640 SANDY DR, STURGIS, MI 49091-9215 |
| Document Number | 18850042 |
|---|---|
| Date | Sep 12, 2017 |
| Instrument | 1885/0042 |
| Name | STURGIS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | White Pigeon Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,900 | $255,800 | |
| 2025 | $829.00 Homeowner's exemption |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 17% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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