21640 Obsidian Ave, Bend, OR 97702 Property Records

Deschutes County property record for 21640 Obsidian Ave, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,976 sqft · built 1973
Lot Size	1.32 acres (57,499 sqft)
Owner	Company Name on Record
Tax Bill	$4,672 (2025)
Deeds & Mortgages	Dec 2023 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181201-C0-00900`

Property Details

APN / Parcel Number

Primary APN	`181201-C0-00900`
Alternative APNs	`R1003181201C000900` `109878`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,666 sqft
1st Floor Area	1,976 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Area	690 sqft
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	109878
Street Address	21640 OBSIDIAN AVE
City	BEND
State	OR
Zip	97702-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	SEC 1 - BEG AT SW COR LOT 1, BLK 1 ARROWHEAD ACRES 1ST ADD TH W 240.00 FT TH N 240.00 FT TH E 240.00 FT...
Legal Range	12
Legal Township	18
Legal Section	01
Legal Block	1
Legal Lot Number	1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1017
Census Tract	1901

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Oregon Canal Historic District (Ward Road-Gosney Road Segment) listed 2019 · 29 contributing resources · NRIS 100003461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21640 OBSIDIAN AVE, BEND, OR 97702-9576
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage CANOPY MORTGAGE LLC
May 8, 2019	Deed of Trust, Mortgage · Line of Credit MID OR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 15, 2023
Transfer Doc	0000031855
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Dec 29, 2023
Property Address	21640 OBSIDIAN AVE, BEND, OR 97702-9576
Document Number	0000031855
Instrument Date	Jun 15, 2023
Instrument	2023-31855
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21640 OBSIDIAN AVE, BEND, OR 97702-9576
Investor	Possibly a Property Investor

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21640 OBSIDIAN AVE, BEND, OR 97702-9576
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038743
Date	Aug 5, 2020
Instrument	2020-38743

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21640 OBSIDIAN AVE, BEND, OR 97702-9576
Document Number	0000015400
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES CNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	21640 OBSIDIAN AVE BEND OR 977029576, BEND, OR 97702-9576

Mortgage

Document Number	0000015400
Date	May 13, 2019
Instrument	15400

Lender

Name	MID OR FCU
Type	Credit Union
Address	BEND, OR 97708-6749

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,672.00 (+4.54%)	$311,900 (+3%)	$881,030 (+5.91%) Land $474,890 Building $406,140
2024	$4,469.00 (+6.25%)	$302,820 (+3%)	$831,850 (-) Land $437,540 Building $394,310
2023	$4,206.00	$294,000	$831,850 Land $437,540 Building $394,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Oregon
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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