21640 Kipling St, Oak Park, MI 48237 Property Records

Oakland County property record for 21640 Kipling St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,341 sqft · built 1955
Lot Size	0.158 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$131,500 (Dec 2019)
Tax Bill	$4,289 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-31-277-042`

Property Details

APN / Parcel Number

Primary APN	`52-25-31-277-042`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,341 sqft Living Area
1st Floor Area	1,341 sqft
Basement Area	1,182 sqft
Unfinished Basement	1,341 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,882 sqft (0.158 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	493 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	21640 KIPLING ST
City	OAK PARK
State	MI
Zip	48237-2753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 31 S Z WOLACK SUB S 4.50 FT OF LOT 6 & N 45.50 FT OF LOT 7
Legal Range	11E
Legal Township	01N
Legal Section	31
Legal Subdivision	Z WOLACK SUB
Legal Lot Number	6-7
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	1
Census Block	1019
Census Tract	171500

Owner

Source: Oakland County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21640 KIPLING ST, OAK PARK, MI 48237-2753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 1, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 5, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2019 · Amount on Record
Deed Sale	Dec 5, 2019 · Amount on Record
Deed Document Number	2019203396
Deed Book / Page	53575 / 784
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	21640 KIPLING ST, OAK PARK, MI 48237-2753
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21640 KIPLING ST, OAK PARK, MI 48237-2753

Mortgage

Document Number	0000088130
Date	Aug 11, 2023
Book Page	58803/503
Instrument	88130

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	21640 KIPLING ST, OAK PARK, MI 48237-2753
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21640 KIPLING ST, OAK PARK, MI 48237-2753

Mortgage

Document Number	0000310262
Date	Feb 1, 2022
Book Page	57390/277
Instrument	310262

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 5, 2019
Property Address	21640 KIPLING ST, OAK PARK, MI 48237-2753
Document Number	0000203396
Book / Page	53575 / 00784
Map Reference	LB 72 PG 9
Instrument Date	Nov 21, 2019
Instrument	203396
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,130.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1429 E 2ND ST, 1429, NORTH PLAINFIELD, NJ 07062-1338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23741 WALDEN CT, SOUTHFIELD, MI 48033-3109

Mortgage

Document Number	5357500786
Date	Dec 5, 2019
Instrument	53575/00786

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,289.00 (+1.76%) Homeowner's exemption	$118,400 (+24.37%) Land $16,500 Building $101,900	$236,800 (+24.37%) Land $33,000 Building $203,800
2024	$4,215.00 (+12.34%)
2023		$95,200 Land $13,900 Building $81,300	$190,400 Land $27,800 Building $162,600
2022	$3,752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2002–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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