Macomb County property record for 21640 Cedar St, Saint Clair Shores, MI 48081
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,360 sqft · built 1956 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $126,000 (Nov 2005) |
| Tax Bill | $2,299 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-22-202-020 |
| Primary APN | 09-14-22-202-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Basement Area | 193 sqft |
| Unfinished Basement | 193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Concrete Block |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 93 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Street Address | 21640 CEDAR ST |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48081-2817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | CASPAR HOFFMAN CO'S. SUPERHIGHWAY SUBDIVISION (L9, P88) LOTS 342 & 343 |
| Legal Subdivision | SUPER HIGHWAY SUBDIVISION |
| Legal Lot Number | 342-343 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 251100 |
Source: Macomb County records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21640 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2005 · Amount on Record |
| Deed Sale | Nov 4, 2005 · Amount on Record |
| Prior Sale | Nov 4, 2005 · Amount on Record |
| Deed Document Number | 20055202597 |
| Deed Book / Page | 17314 / 232 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 21640 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2817 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 21640 CEDAR ST, SAINT CLAIR SHORES, MI 48081-2817 |
| Document Number | 2102200814 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 27813/821 |
| Instrument | 202102200814 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2031 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lakeview Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,400 (+28.56%) | $236,800 (+28.56%) | |
| 2025 | $2,299.00 (+10.96%) | ||
| 2023 | $92,100 | $184,200 | |
| 2022 | $2,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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