2164 Sanders Rd, Stem, NC 27581 Property Records

Granville County property record for 2164 Sanders Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 1944
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2023)
Tax Bill	$1,713 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26625-44607301`

Property Details

APN / Parcel Number

Primary APN	`26625-44607301`
Alternative APNs	`089904619353` `089904 003` `44607301` `1099933`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,048 sqft Heated Area
Storm Shelter	Storm Shelter
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Porch	Patio
Porch Area	440 sqft
Deck Area	152 sqft
Shed	1 Shed
Shed Area	6 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1099933
Street Address	2164 SANDERS RD
City	STEM
State	NC
Zip	27581-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	LOT 1
Legal Subdivision	LANDMARK
Legal Lot Number	1
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	1
Census Block	1007
Census Tract	970601

Owner

Source: Granville County records · APN 26625-44607301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2164 SANDERS RD, STEM, NC 27581-9566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 10, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Book / Page	1946 / 486
Prior Transfer Date	Jan 11, 2008
Prior Transfer Doc	1248000132
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	2164 SANDERS RD, STEM, NC 27581-9566
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 SANDERS RD, STEM, NC 27581-9566

Mortgage

Document Number	002048/594
Date	Nov 13, 2025
Book Page	2048/594

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	585 SOUTH BLVD E, PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2045

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	May 10, 2023
Property Address	2164 SANDERS RD, STEM, NC 27581-9566
Document Number	001946/486
Book / Page	1946 / 486
Map Reference	MB 36 PG 7
Instrument Date	May 04, 2023
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 AIKEN AVE, CREEDMOOR, NC 27522-9186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 SANDERS RD, STEM, NC 27581-9566

Mortgage

Document Number	0001946488
Date	May 10, 2023
Instrument	1946/488

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,713.00 (+135.63%)	$241,118 (+72.03%) Land $70,114 Building $171,004
2024			$241,118 (+72.03%) Land $70,114 Building $171,004
2023	$727.00	$140,163 (-) Land $43,943 Building $96,220	$140,163 (-) Land $43,943 Building $96,220
2022	$727.00 Senior Citizen's exemption	$140,163 Land $43,943 Building $96,220	$140,163 Land $43,943 Building $96,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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