2164 E Pioneer Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2164 E Pioneer Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 2022
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Nov 2021)
Tax Bill	$4,518 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-04956`

Property Details

APN / Parcel Number

Primary APN	`315-0020-04956`
Alternative APN	`1121448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,376 sqft Gross Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	896 sqft
Porch	Slab
Storage Building	144 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1121448
Street Address	2164 E PIONEER RD
City	DULUTH
State	MN
Zip	55804-8624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	W1/2 OF W1/2 OF NW1/4 OF NE1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	30
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1021
Census Tract	10500

Owner

Source: St. Louis County records · APN 315-0020-04956

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 3650, DULUTH, MN 55803-3650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Jul 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
May 09, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 24, 2021	Warranty Deed, Transfer NORTH SHORE TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	20211430798
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	0001187724
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2164 E PIONEER RD, DULUTH, MN 55804-8624
Transaction Type	Mortgage
Record Updated	Nov 04, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001520251
Date	Oct 14, 2025
Instrument	1520251

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2164 E PIONEER RD, DULUTH, MN 55804-8624
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2164 E PIONEER RD, DULUTH, MN 55804-8624

Mortgage

Document Number	0001471015
Date	Jul 31, 2023
Instrument	1471015

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2164 E PIONEER RD, DULUTH, MN 55804-8624
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3650, DULUTH, MN 55803-3650

Mortgage

Document Number	0001442603
Date	May 09, 2022
Instrument	1442603

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 01, 2023

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 24, 2021
Property Address	2164 E PIONEER RD, DULUTH, MN 55804-8624
Document Number	0001430798
Instrument Date	Nov 17, 2021
Instrument	1430798
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 3650, DULUTH, MN 55803-3650

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,518.00 (+20.22%) Homeowner's exemption
2025	$3,758.00 (+73.02%) Homeowner's exemption	$575,300 (+14.53%) Land $126,200 Building $449,100	$575,300 (+14.53%) Land $126,200 Building $449,100
2024	$2,172.00	$502,300 (+735.77%) Land $120,900 Building $381,400	$502,300 (+735.77%) Land $120,900 Building $381,400
2022		$60,100 Land $60,100	$60,100 Land $60,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 13 locations within half a mile of this property.

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