Lorain County property record for 2164 E 39th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,008 sqft Living Area |
| Lot Size | 3 acres |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2021) |
| Tax Bill | $1,007.00 (2025) |
Source: Lorain County records · APN 03-00-099-107-006
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Jan 20, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LIBERTY HOME MORTGAGE CORP |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT SCHRAFF |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2021 · Amount on Record |
| Deed Sale | Jan 20, 2021 · Amount on Record |
| Prior Sale | May 01, 2009 · Amount on Record |
| Deed Doc Number | 2021000342 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Document Number | 0000904310 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2023-0904310 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Feb 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 20, 2021 |
| Property Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Document Number | 0000799140 |
| Map Reference | VOL 22 PG 81 |
| Instrument Date | Jan 14, 2021 |
| Instrument | 2021-0799140 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Document Number | 0000799141 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0799141 |
| Name | LIBERTY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 2164 E 39TH ST, LORAIN, OH 44055-2706 |
| Document Number | 0000786087 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2164 E 39TH ST LORAIN OH 440552706, LORAIN, OH 44055-2706 |
| Document Number | 0000786087 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 786087 |
| Name | SCOTT SCHRAFF |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,007.00 | $26,350 (-0.01%) Land $4,200 Building $22,150 | $75,290 (-) Land $12,000 Building $63,290 |
| 2024 | $1,007.00 (-19.05%) | $26,352 (+9.05%) Land $4,200 Building $22,152 | $75,290 (+9.05%) Land $12,000 Building $63,290 |
| 2023 | $1,244.00 (+0.89%) | $24,165 (-0.02%) Land $5,737 Building $18,428 | $69,040 (-) Land $16,390 Building $52,650 |
| 2022 | $1,233.00 | $24,170 Land $5,740 Building $18,430 | |
| 2021 | $69,040 Land $16,390 Building $52,650 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 03-00-099-107-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,008 sqft Living Area |
| 1st Floor | 1,008 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 130,680 sqft |
| Depth X Width | 149 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 135 sqft Patio |
| Heating System | HVAC Heating |
|---|
| Street Address | 2164 E 39TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2706 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRES 3 50.53 X 149 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #3 |
| Legal Block | 107 |
| Legal Lot Number | 271 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 97500 |
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