2164 Center St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2164 Center St, Cambria, CA 93428

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,286 sqft · built 1930
Lot Size0.115 acres (5,000 sqft)
Owner2 Trust Names on File
Last Sale$550,000 (Feb 2020)
Tax Bill$6,946 (2025)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN013-262-002

Property Details

APN / Parcel Number

Primary APN013-262-002

Interior

Stories1 Story
Building Area1,286 sqft Gross Area
1st Floor Area1,286 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address2164 CENTER ST
CityCAMBRIA
StateCA
Zip93428-3020
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeCR
Legal DescriptionTN CAMBRIA LT 9 BL D
Legal SubdivisionTOWN CAMBRIA
Legal BlockD
Legal Lot Number9
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1058
Census Tract10404

Owner

2164 Center St, a commercial property, is held in a trust since February 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Trust Names on File
Mailing Address2164 CENTER ST, CAMBRIA, CA 93428-3020
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2020 · Amount on File
Deed SaleFeb 27, 2020 · Amount on File
Prior SaleJan 21, 2016 · Amount on File
Deed Document Number20209428
Last Transfer DateFeb 28, 2025
Transfer Doc0000006348
Record UpdatedSep 20, 2026

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 27, 2020
Property Address2164 CENTER ST, CAMBRIA, CA 93428-3020
Document Number0000009428
Instrument DateFeb 11, 2020
Instrument9428
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$605.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2728 WILTON DR CAMBRIA CA 934284216, CAMBRIA, CA 93428-4216

Mortgage

Document Number9429
DateFeb 27, 2020
Instrument9429
Lender
NameJENSEN 2005 TRUST (PT)
Address5533 ALDREN CT, AGOURA HILLS, CA 91301-2059
Agreement
TypeConventional with PMI
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2164 Center St was $6,946.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$613,530 (+2%) Land $390,429 Building $223,101
2025$6,946.00$601,501 Land $382,774 Building $218,727
2023$6,657.00 (+2.09%)$578,146 Land $367,911 Building $210,235
2022$6,521.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2164 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2164 Center St is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

Nearby Properties on Center St

Nearby Streets

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