2164 45th Ter SW, Naples, FL 34116 Property Records

Collier County property record for 2164 45th Ter SW, Naples, FL 34116

Property Summary

Property TypeSingle Family Home
Details1,315 sqft · built 1971
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$1,175 (2025)
Flood ZoneZone AH (high risk)
APN321400 18 64B22

Property Details

APN / Parcel Number

Primary APN321400 18 64B22
Alternative APNs
  • 357420800070689001864
  • 35742080007

Interior

Stories1 Story
Building Area1,315 sqft Living Area
1st Floor Area1,315 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeMasonry / Concrete Block
Lot Area10,019 sqft (0.23 acres)

Exterior Amenities

Pool Area420 sqft
PorchAluminum Porch
Porch Area252 sqft
Deck Area540 sqft

Location & Zoning

Street Address2164 45TH TER SW
CityNAPLES
StateFL
Zip34116-6330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-3
Legal DescriptionGOLDEN GATE UNIT 2 BLK 18 LOT 6
Legal Range26
Legal Township49
Legal Section22
Legal SubdivisionGOLDEN GATE CITY UNIT 2
Legal Tract321400
Legal Block18
Legal Lot Number6
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3005
Census Tract10421

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2164 45TH TER SW, NAPLES, FL 34116-6330
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 7, 2025
Transfer Doc0064400324
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$125,188 (+2.7%)$368,984 (+19.07%) Land $193,570 Building $175,414
2025$1,175.00 (+9%) Homeowner's exemption$121,897 (+5.99%)$309,890 (-2.87%) Land $130,000 Building $179,890
2023$1,078.00 (+1.03%) Homeowner's exemption$115,012 (+3%)$319,040 (+17.66%) Land $210,000 Building $109,040
2022$1,067.00 Homeowner's exemption$111,662$271,145 Land $160,125 Building $111,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 57 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies57 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Tillman Fiber.

Nearby Properties on 45th Ter SW

Nearby Streets

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