21639 Surf Point Ln, Cypress, TX 77433 Property Records

Harris County property record for 21639 Surf Point Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2022
Lot Size	0.174 acres (7,576 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Sep 2025 Transfer Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145-369-005-0022`

Property Details

APN / Parcel Number

Primary APN	`145-369-005-0022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,576 sqft (0.174 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1453690050022
Street Address	21639 SURF POINT LN
City	CYPRESS
State	TX
Zip	77433-4893
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 22 BLK 5 MARVIDA SEC 11
Legal Subdivision	MARVIDA SEC 11
Legal Block	5
Legal Lot Number	22
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1052
Census Tract	543005

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21639 SURF POINT LN, CYPRESS, TX 77433-4893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Divorce Transfer, Transfer
Nov 23, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage M-I FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025
Deed Sale	Sep 16, 2025
Prior Sale	Nov 23, 2022 · Amount on Record
Deed Document Number	2025367008
Prior Transfer Date	Sep 9, 2025
Prior Transfer Doc	0000367008
Record Updated	Oct 29, 2026

September 2025: Divorce Transfer, Transfer

Document Type	Divorce Transfer
Jurisdiction	HARRIS TX
Recording Date	Sep 16, 2025
Property Address	21639 SURF POINT LN, CYPRESS, TX 77433-4893
Document Number	0000367008
Instrument Date	Sep 9, 2025
Instrument	2025-367008
Transaction Type	Transfer
Record Updated	Sep 26, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2672 LAMAR DR, WHITESTOWN, IN 46075-7520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21639 SURF POINT LN, CYPRESS, TX 77433-4893

November 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Nov 23, 2022
Property Address	21639 SURF POINT LN, CYPRESS, TX 77433-4893
Document Number	0000563453
Map Reference	MF 696216
Instrument Date	Nov 23, 2022
Instrument	2022-563453
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 1, 2025
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10720 W SAM HOUSTON PKWY N # N100, N100, HOUSTON, TX 77064-3588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21639 SURF POINT LANE, CYPRESS, TX 77433-4893

Mortgage

Document Number	0000563454
Date	Nov 23, 2022
Instrument	2022-563454

Lender

Name	M-I FINANCIAL CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,702 (-1.2%) Land $92,730 Building $213,972	$306,702 (-1.2%) Land $92,730 Building $213,972
2025		$310,439 (-1.43%) Land $92,730 Building $217,709	$310,439 (-1.43%) Land $92,730 Building $217,709
2024	Homeowner's exemption Veteran's exemption	$314,928 (-3.17%) Land $92,730 Building $222,198	$314,928 (-3.17%) Land $92,730 Building $222,198
2023	Homeowner's exemption Veteran's exemption	$325,222 Land $80,753 Building $244,469	$325,222 Land $80,753 Building $244,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,201 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,201 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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