Harris County property record for 21638 Laggan Cliff Ln, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,502 sqft · built 2023 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $464,504 (Dec 2023) |
| Tax Bill | $12,564 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Oct 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145-591-002-0006 |
| Primary APN | 145-591-002-0006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 2,502 sqft Living Area |
| 1st Floor Area | 1,620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,229 sqft (0.143 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1455910020006 |
|---|---|
| Street Address | 21638 LAGGAN CLIFF LN |
| City | CYPRESS |
| State | TX |
| Zip | 77433-5259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 BLK 2 AVALON AT CYPRESS SEC 2 |
| Legal Subdivision | AVALON AT CYPRESS SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 543005 |
21638 Laggan Cliff Ln is owned and occupied by two individuals who bought it in December 2023.
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Oct 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 11, 2023 | Vendor's Lien, Transfer · FHA Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Deed Document Number | 2023465216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Document Number | 0000323061 |
|---|---|
| Date | Sep 4, 2024 |
| Instrument | 2024-323061 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Document Number | 0000390252 |
|---|---|
| Date | Oct 1, 2025 |
| Instrument | 2025-390252 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 11, 2023 |
| Property Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Document Number | 0000465216 |
| Map Reference | MF 698389 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2023-465216 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | LANDTITLE TX LLC, LANDTITLE TEXAS LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21638 LAGGAN CLIFF LN, CYPRESS, TX 77433-5259 |
| Document Number | 0000465217 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023-465217 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 21638 Laggan Cliff Ln was $12,564 with a homeowner's exemption, up 250.6% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,143 (-12.91%) Land $74,241 Building $346,902 | $421,143 (-12.91%) Land $74,241 Building $346,902 | |
| 2025 | $12,564.00 (+250.56%) Homeowner's exemption | $483,580 Land $74,241 Building $409,339 | $483,580 Land $74,241 Building $409,339 |
| 2024 | $3,584.00 | ||
| 2023 | $55,400 Land $55,400 | $55,400 Land $55,400 | |
| 2022 | $380.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 21638 Laggan Cliff Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,201 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,201 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21638 Laggan Cliff Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187 |
|---|---|
| Water Source | Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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