21635 Delta Dr, VC Highlands (Reno), NV 89521 Property Records

Storey County property record for 21635 Delta Dr, VC Highlands, NV 89521

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,674 sqft · built 2007
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Company Names on File
Last Sale	$755,000 (Oct 2023)
Tax Bill	$3,182 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-052-64`

Property Details

APN / Parcel Number

Primary APN	`003-052-64`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,674 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	121,968 sqft (2.8 acres)
Garage Type	Detached
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	355 sqft
Patio Area	355 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21635 DELTA DR
City	VC HIGHLANDS
State	NV
Zip	89521-7502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E1 VCH
Legal Description	PARCEL MAP ID LOT 28A BLOCK K VCH K-28A TOWN VC HIGHLANDS
Legal Range	21E
Legal Township	18N
Legal Section	32
Legal Subdivision	VIRGINIA CITY HLNDS
Legal Block	K
Legal Lot Number	28A
Jurisdiction	STOREY NV
Township / Civil Division	VIRGINIA CITY
Census Block Group	2
Census Block	2044
Census Tract	970200

Owner

Source: Storey County records · APN 003-052-64

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	21635 DELTA DR, RENO, NV 89521-7502
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Intrafamily Transfer, Transfer
Oct 23, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jul 28, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 18, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	0000138459
Last Transfer Date	Mar 14, 2024
Transfer Doc	0000138987
Record Updated	Jun 08, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STOREY NV
Recording Date	Mar 14, 2024
Property Address	21635 DELTA DR, VC HIGHLANDS, NV 89521-7502
Document Number	0000138987
Map Reference	FILE 37070
Instrument Date	Feb 24, 2024
Instrument	138987
Transaction Type	Transfer
Record Updated	Apr 18, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21635 DELTA DR, RENO, NV 89521-7502

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Oct 23, 2023
Property Address	21635 DELTA DR, VC HIGHLANDS, NV 89521-7502
Document Number	0000138459
Map Reference	FILE 37070
Instrument Date	Oct 19, 2023
Instrument	138459
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,944.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21635 DELTA DR, RENO, NV 89521-7502

Mortgage

Document Number	0000138460
Date	Oct 23, 2023
Instrument	138460

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Jul 28, 2021
Property Address	21635 DELTA DR, VC HIGHLANDS, NV 89521-7502
Document Number	0000134492
Map Reference	FILE 35070
Instrument Date	Jul 20, 2021
Instrument	134492
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,827.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21530 SAZARAC RD, RENO, NV 89521-7465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 N RAINBOW BLVD # 2789, 2789, LAS VEGAS, NV 89107-1103

Mortgage

Document Number	0000134408
Date	Jul 28, 2021
Instrument	134408

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOREY NV
Property Address	21635 DELTA DR, RENO, NV 89521-7502
Document Number	0000130830
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21635 DELTA DR RENO NV 895217502, RENO, NV 89521-7502

Mortgage

Document Number	0000130830
Date	Nov 25, 2019
Instrument	130830

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 24, 2034

December 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	STOREY NV
Recording Date	Dec 18, 2017
Property Address	21635 DELTA DR, RENO, NV 89521-7502
Document Number	0000126882
Map Reference	FILE35070
Instrument Date	Dec 08, 2017
Instrument	126882
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,657.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21260 DORTRIOIT, 21260, RENO, NV 89521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21635 DELTA DR, RENO, NV 89521-7502

Mortgage

Document Number	0000126883
Date	Dec 18, 2017
Instrument	126883

Lender

Name	AXIA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Storey County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Storey County
Unified School District	Storey County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,182.00 (-17.76%)	$140,247 (+9.42%) Land $15,225 Building $125,022	$400,706 (+9.42%) Land $43,500 Building $357,206
2023	$3,869.00 (+2.98%)	$128,174 (+18.06%) Land $11,550 Building $116,624	$366,211 (+18.06%) Land $33,000 Building $333,211
2022	$3,757.00	$108,565 Land $11,550 Building $97,015	$310,186 Land $33,000 Building $277,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Extreme above 99.2% of the US · above 96% of Nevada
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wi-Fiber Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Northern Nevada High Speed Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 80 locations within half a mile of this property.

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