2163 State St, North Bend, OR 97459 Property Records

Coos County property record for 2163 State St, North Bend, OR 97459

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,096 sqft · built 1978
Lot Size	0.234 acres (10,194 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W21AA0750000`

Property Details

APN / Parcel Number

Primary APN	`25S13W21AA0750000`
Alternative APNs	`25 S 13 W 21 AA 7500` `05921000` `5921000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,096 sqft Living Area
1st Floor Area	2,096 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,194 sqft (0.234 acres)
Patio Area	416 sqft
Shed	1 Shed
Shed Area	400 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5921000
Street Address	2163 STATE ST
City	NORTH BEND
State	OR
Zip	97459-1365
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-6
Legal Range	13W
Legal Township	25S
Legal Section	21
Legal Subdivision	MIDLAND ADD/NORTH BEND
Legal Lot Number	7500
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1035
Census Tract	402

Owner

Source: Coos County records, as of November 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2163 STATE ST, NORTH BEND, OR 97459-1365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage SAYGO HOME LOANS LLC
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage TRUHOME SOLUTIONS LLC
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 26, 2012
Transfer Doc	201211199
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2163 STATE ST, NORTH BEND, OR 97459-1365
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	STEWART TITLE, STEWART TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 STATE ST, NORTH BEND, OR 97459-1365

Mortgage

Document Number	0202601873
Date	Mar 18, 2026
Instrument	2026-01873

Lender

Name	SAYGO HOME LOANS LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.5%
Index	1-Year CMT

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2163 STATE ST, NORTH BEND, OR 97459-1365
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 STATE ST, NORTH BEND, OR 97459-1365

Mortgage

Document Number	0202402004
Date	Apr 2, 2024
Instrument	2024-02004

Lender

Name	TRUHOME SOLUTIONS LLC
Type	Mortgage Company
Address	6330 SPRINT PKWY STE 200, OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	2163 STATE ST, NORTH BEND, OR 97459-1365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201909646
Date	Oct 23, 2019
Instrument	2019-09646

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (-0.93%)	$258,450 (+3%)	$434,130 (+2.3%) Land $99,040 Building $335,090
2024	$3,861.00 (+3.04%)	$250,930 (+3%)	$424,370 (-6.25%) Land $99,040 Building $325,330
2023	$3,747.00 (+1.08%)	$243,630 (+3%)	$452,660 (+17.1%) Land $99,040 Building $353,620
2022	$3,707.00	$236,540	$386,560 Land $86,880 Building $299,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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