2163 Lema Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 2163 Lema Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,799 sqft · built 2019
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$321,000 (Nov 2021)
Tax Bill	$3,776 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5090-0487-0320`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5090-0487-0320`
Alternative APN	`281741`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,799 sqft Living Area
Upper Floors Area	48 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2163 LEMA DR
City	SPRING HILL
State	FL
Zip	34609-3851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 9 BLK 487 LOT 32 ORB 346 PG 556
Legal Subdivision	SPRING HILL UN 9
Legal Block	487
Legal Lot Number	32
Legal Unit	9
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2057
Census Tract	41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2163 LEMA DR, SPRING HILL, FL 34609-3851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 31, 2019	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	2021087078
Deed Book / Page	4086 / 1964
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 17, 2021
Property Address	2163 LEMA DR, SPRING HILL, FL 34609-3851
Document Number	0040861964
Book / Page	4086 / 1964
Map Reference	MB 8 PG 38-53
Instrument Date	Nov 16, 2021
Instrument	2021087078
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	TITLE INSIGHTS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6601 NAUTICAL ISLE, 6601, HUDSON, FL 34667-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 LEMA DR, SPRING HILL, FL 34609-3851

Mortgage

Document Number	0040861966
Date	Nov 17, 2021
Instrument	4086/1966

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 31, 2019
Property Address	2163 LEMA DR, SPRING HILL, FL 34609-3851
Document Number	0037681900
Book / Page	3768 / 1900
Map Reference	MB 8 PG 38-53
Instrument Date	Oct 29, 2019
Instrument	2019069090
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3300 BATTLEGROUND AVE STE 101, 3300, GREENSBORO, NC 27410-2447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 LEMA DR, SPRING HILL, FL 34609-3851

Mortgage

Document Number	0037681902
Date	Oct 31, 2019
Instrument	3768/1902

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,776.00 (+0.56%) Additional exemption filed	$304,008 (+5.99%)	$313,819 (+6.36%) Land $54,450 Building $259,369
2023		$286,835 (+3%) Land $31,795 Building $255,040
2022	$3,755.00 Homeowner's exemption	$278,481 Land $30,450 Building $248,031	$295,056 Land $37,500 Building $257,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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