2163 Lancer Dr, Troy, MI 48084 Property Records

Oakland County property record for 2163 Lancer Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,167 sqft · built 1975
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jan 2010)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-427-003`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-427-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	3,167 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,656 sqft
Finished Basement	1,656 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2163 LANCER DR
City	TROY
State	MI
Zip	48084-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 SHEFFIELD MANOR SUB LOT 19
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	SHEFFIELD MANOR
Legal Lot Number	19
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2018
Census Tract	196700

Owner

Source: Oakland County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2163 LANCER DR, TROY, MI 48084-1307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · VA Mortgage BETTER RATE MORTGAGE INC
Oct 18, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
May 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2010 · Amount on Record
Deed Sale	Jan 13, 2010 · Amount on Record
Deed Document Number	20106116
Deed Book / Page	41763 / 114
Last Transfer Date	Mar 27, 2012
Transfer Doc	0000084525
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2163 LANCER DR, TROY, MI 48084-1307
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	ABSTRACT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 LANCER DR, TROY, MI 48084-1307

Mortgage

Document Number	0000203088
Date	Aug 19, 2021
Book Page	56725/412
Instrument	203088

Lender

Name	BETTER RATE MORTGAGE INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2163 LANCER DR, TROY, MI 48084-1307
Document Number	0000195603
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2163 LANCER DR TROY MI 480841307, TROY, MI 48084-1307

Mortgage

Document Number	0000195603
Date	Nov 20, 2019
Book Page	053530/000732
Instrument	195603

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2163 LANCER DR, TROY, MI 48084-1307
Document Number	0000101559
Book / Page	050701 / 000617
Instrument Date	May 13, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2163 LANCER DR TROY MI 480841307, TROY, MI 48084-1307

Mortgage

Document Number	0000101559
Date	May 25, 2017
Book Page	050701/000617
Instrument	101559

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 24, 2037

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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