2163 Fairley Oneal Rd, Lucedale, MS 39452 Property Records

George County property record for 2163 Fairley Oneal Rd, Lucedale, MS 39452

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,498 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,426 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0601-12-0-010.07`

Property Details

APN / Parcel Number

Primary APN	`0601-12-0-010.07`
Alternative APNs	`014149` `14149`

Interior

Full Baths	1 Bath
Building Area	4,498 sqft Adjusted Area
1st Floor Area	2,829 sqft
2nd Floor Area	1,132 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	014149
Street Address	2163 FAIRLEY ONEAL RD
City	LUCEDALE
State	MS
Zip	39452-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 AC IN THE NW1/4 OF SW1/4
Legal Range	09
Legal Township	02
Legal Section	12
Jurisdiction	GEORGE MS
Township / Civil Division	5
Census Block Group	2
Census Block	2093
Census Tract	950302

Owner

Source: George County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2163 FAIRLEY ONEAL RD, LUCEDALE, MS 39452-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & MARINE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & MARINE BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS & MARINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	0000307216
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	2163 FAIRLEY ONEAL RD, LUCEDALE, MS 39452-2128
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02018/8168
Date	Sep 24, 2018
Book Page	2018/8168
Instrument	201514892

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 15, 2020

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	2163 FAIRLEY ONEAL RD, LUCEDALE, MS 39452-2128
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/13158
Date	Dec 14, 2020
Book Page	2020/13158

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Oct 31, 2031

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGE MS
Property Address	2163 FAIRLEY ONEAL RD, LUCEDALE, MS 39452-2128
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/13144
Date	Dec 14, 2020
Book Page	2020/13144

Lender

Name	MERCHANTS & MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Oct 31, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: George County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	George County
Unified School District	George County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,426.00 (+15.2%) Homeowner's exemption	$34,732 (+28.35%)
2024	$2,974.00 (-1.1%)		$346,210 (+28.47%) Land $14,810 Building $331,400
2023	$3,007.00 (-1.35%) Homeowner's exemption	$27,060	$269,480 Land $10,220 Building $259,260
2022	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1991)
Most Recent Claim	May 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 93% of Mississippi
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless	2,500 / 2,500
Singing River Connect Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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