2163 1st St, Atwater, CA 95301 Property Records

Merced County property record for 2163 1st St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,420 sqft · built 1959
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jun 2021)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-241-009-000`

Property Details

APN / Parcel Number

Primary APN	`002-241-009-000`
Alternative APN	`002-241-009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	1,871 sqft
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	6 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002-241-009
Street Address	2163 1ST ST
City	ATWATER
State	CA
Zip	95301-3706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	ATW VIL SUB #1 LOT 2 BLK 6
Legal Subdivision	ATW VILLAGE SUB #1
Legal Block	6
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2005
Census Tract	602

Owner

2163 1st St is owned and occupied by two individuals who bought it in June 2021.

Source: Merced County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2163 1ST ST, ATWATER, CA 95301-3706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Grant Deed, Transfer · VA Mortgage AMERIS BANK
Nov 16, 2020	Intrafamily Transfer, Transfer · VA Mortgage SUMMIT FUNDING INC
Feb 28, 2019	Grant Deed, Transfer · VA Mortgage SUMMIT FUNDING INC
May 8, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on File
Deed Sale	Jun 25, 2021 · Amount on File
Prior Sale	Nov 16, 2020
Deed Document Number	202128202
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000042286
Record Updated	Oct 29, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 25, 2021
Property Address	2163 1ST ST, ATWATER, CA 95301-3706
Document Number	0000028202
Map Reference	VOL 14 PG 31-33
Instrument Date	May 4, 2021
Instrument	2021028202
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2163 1ST ST, ATWATER, CA 95301-3706

Mortgage

Document Number	0000028203
Date	Jun 25, 2021
Instrument	2021028203

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 16, 2020
Property Address	2163 1ST ST, ATWATER, CA 95301-3706
Document Number	0000042286
Map Reference	VOL 14 PG 31-33
Instrument Date	Nov 6, 2020
Instrument	2020042286
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2163 1ST ST, ATWATER, CA 95301-3706

Mortgage

Document Number	0000042287
Date	Nov 16, 2020
Instrument	2020042287

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 28, 2019
Property Address	2163 1ST ST, ATWATER, CA 95301-3706
Document Number	0000005923
Map Reference	VOL 14 PG 31-33
Instrument Date	Feb 22, 2019
Instrument	2019005923
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2163 1ST ST, ATWATER, CA 95301-3706

Mortgage

Document Number	0000005924
Date	Feb 28, 2019
Instrument	2019005924

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	May 8, 2018
Property Address	2163 1ST ST, ATWATER, CA 95301-3706
Document Number	0000013481
Instrument Date	Apr 26, 2018
Instrument	13481
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$233.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	145 RIGGS AVE MERCED CA 953416488, MERCED, CA 95341-6488
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2163 1st St was $4,096, up 2.5% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,426 (+2%) Land $93,846 Building $292,580
2025	$4,096.00 (+2.45%)	$378,850 Land $92,006 Building $286,844
2024	$3,998.00 (+2.67%)
2023	$3,894.00 (+1.09%)	$364,140 Land $88,434 Building $275,706
2022	$3,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2163 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2163 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures