21628 N 45th Pl, Phoenix, AZ 85050 Property Records

Maricopa County property record for 21628 N 45th Pl, Phoenix, AZ 85050

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,288 sqft · built 1997
Lot Size	0.226 acres (9,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Oct 2016)
Tax Bill	$2,427 (2025)
Deeds & Mortgages	Jan 2018 Second Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-34-623`

Property Details

APN / Parcel Number

Primary APN	`212-34-623`
Alternative APN	`212346236`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,390 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,848 sqft (0.226 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	21628 N 45TH PL
City	PHOENIX
State	AZ
Zip	85050-6929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-L
Legal Description	DESERT RIDGE PARCEL 7.6 MCR 403-15
Legal Subdivision	DESERT RIDGE PARCEL 7.6
Legal Lot Number	465
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	615100

Owner

Source: Maricopa County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3329 N 46TH WAY, CAVE CREEK, AZ 85331
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE UNITED STATES OF AMERICA
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Prior Sale	Jun 23, 1997 · Amount on Record
Deed Document Number	2016767715
Last Transfer Date	Jan 25, 2024
Transfer Doc	0000072367
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075886
Date	Jan 31, 2018
Instrument	20180075886

Lender

Name	THE UNITED STATES OF AMERICA
Type	Government Agency
Address	MINNEAPOLIS, MN 55415

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2028

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929
Transaction Type	Mortgage
Record Updated	Sep 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929

Mortgage

Document Number	0000525409
Date	Jul 11, 2019
Instrument	20190525409

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929

Mortgage

Document Number	0001152714
Date	Nov 24, 2020
Instrument	20201152714

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21628 N 45TH PL, PHOENIX, AZ 85050-6929

Mortgage

Document Number	0000656153
Date	Jun 15, 2021
Instrument	20210656153

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,850 (+74.26%)	$488,500 (+3.15%) Land $97,700 Building $390,800
2025	$2,427.00 (+5.02%)	$28,033 (-39.91%)	$473,600 (+1.52%) Land $94,700 Building $378,900
2024		$46,650	$466,500 Land $93,300 Building $373,200
2023	$2,311.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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