21626 Bella Terra Blvd, Estero, FL 33928 Property Records

Lee County property record for 21626 Bella Terra Blvd, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,700 sqft · built 2010
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2023)
Tax Bill	$4,842 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E3-0500E.0170`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E3-0500E.0170`
Alternative APNs	`263246E30500E0170` `324626050000E0170` `10550180`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	2,700 sqft Living Area
Gross Area	3,474 sqft
1st Floor Area	2,332 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	9,017 sqft (0.207 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	176 sqft
Patio Area	368 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10550180
Street Address	21626 BELLA TERRA BLVD
City	ESTERO
State	FL
Zip	33928-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT 12 AS DESC IN INST# 2008000119753 BLK E LOT 17
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E3
Legal Block	E
Legal Lot Number	17
Legal Unit	12
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

21626 Bella Terra Blvd is owned and occupied by two individuals who bought it in September 2023.

Source: Lee County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer MARKETPLACE TITLE LLC, MARKETPLACE TITLE
Nov 8, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2023 · Amount on File
Deed Sale	Sep 29, 2023 · Amount on File
Prior Sale	Dec 28, 2015
Deed Document Number	2023319487
Prior Transfer Date	Dec 15, 2015
Prior Transfer Doc	0000275029
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Sep 29, 2023
Property Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336
Document Number	0000319487
Map Reference	DOC 2008000119753
Instrument Date	Sep 29, 2023
Instrument	2023000319487
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	MARKETPLACE TITLE LLC, MARKETPLACE TITLE

Transaction

Amount	Amount on Record
Tax	$4,410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336

Mortgage

Document Number	0000338726
Date	Nov 8, 2022
Instrument	2022000338726

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21626 BELLA TERRA BLVD, ESTERO, FL 33928-7336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260111
Date	Oct 27, 2020
Instrument	2020000260111

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 21626 Bella Terra Blvd was $4,842 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,842.00 Homeowner's exemption	$299,896	$486,692 Land $97,708 Building $388,984
2023	$4,854.00 (-1.84%) Homeowner's exemption Widower's exemption	$308,389 (+3%)	$487,599 (+19.28%) Land $119,327 Building $368,272
2022	$4,945.00 Homeowner's exemption	$299,407	$408,780 Land $116,100 Building $292,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21626 Bella Terra Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21626 Bella Terra Blvd is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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