Granville County property record for 2162 Smith Rd, Oxford, NC 27565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2005 |
| Lot Size | 1.19 acres (52,229 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $290,000 (Sep 2024) |
| Tax Bill | $1,634 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24248-78835301 |
| Primary APN | 24248-78835301 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,229 sqft (1.19 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1124113 |
|---|---|
| Street Address | 2162 SMITH RD |
| City | OXFORD |
| State | NC |
| Zip | 27565-8551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR40 |
| Legal Description | LOT 11 WALTERS RIDGE |
| Legal Subdivision | WALTERS RDG |
| Legal Lot Number | 11 |
| Jurisdiction | GRANVILLE NC |
| Township / Civil Division | TALLY HO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970701 |
Source: Granville County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2162 SMITH RD, OXFORD, NC 27565-8551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Jul 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on Record |
| Deed Sale | Sep 17, 2024 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Book / Page | 1998 / 107 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Property Address | 2162 SMITH RD, OXFORD, NC 27565-8551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | AMERICAS TITLE GROUP, AMERICAS TITLE CORP |
| Name | Verified Name |
|---|---|
| Address | 2162 SMITH RD, OXFORD, NC 27565-8551 |
| Document Number | 002048/354 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 2048/354 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 888 W BIG BEAVER RD STE 1290, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRANVILLE NC |
| Recording Date | Jul 20, 2021 |
| Property Address | 2162 SMITH RD, OXFORD, NC 27565-8551 |
| Document Number | 1852/357 |
| Book / Page | 1852 / 357 |
| Map Reference | MB 31 PG 74 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 ASHLEY PARK BLVD APT 1311, 300, NEWNAN, GA 30263-6412 |
| Name | Verified Name |
|---|---|
| Address | 2162 SMITH RD, OXFORD, NC 27565-8551 |
| Document Number | 1852361 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 1852/361 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
Source: Granville County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Granville County |
| Unified School District | Granville County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,634.00 (+21.4%) | $208,997 (+50.55%) Land $40,000 Building $168,997 | |
| 2024 | $208,997 (+50.55%) Land $40,000 Building $168,997 | ||
| 2023 | $1,346.00 (+1.51%) | $138,826 (-) Land $32,500 Building $106,326 | $138,826 (-) Land $32,500 Building $106,326 |
| 2022 | $1,326.00 | $138,826 Land $32,500 Building $106,326 | $138,826 Land $32,500 Building $106,326 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1998–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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