2162 Saranac Ct, Charlottesville, VA 22911 Property Records

Albemarle County property record for 2162 Saranac Ct, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,724 sqft · built 2009
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jul 2025)
Tax Bill	$4,057 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078F0-01-00-02700`

Property Details

APN / Parcel Number

Primary APN	`078F0-01-00-02700`
Alternative APN	`34135`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,724 sqft Finished Area
Basement Area	862 sqft
Finished Basement	60 sqft
Unfinished Basement	802 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	3,136 sqft (0.072 acres)

Exterior Amenities

Porch	Porch
Porch Area	372 sqft
Deck Area	244 sqft
Patio Area	124 sqft
Balcony Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2162 SARANAC CT
City	CHARLOTTESVILLE
State	VA
Zip	22911-3566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6 RESIDEN
Legal Description	THE PAVILIONS AT PANTOPS 27 PH II
Legal Subdivision	THE PAVILIONS AT PANTOPS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2004
Census Tract	10502

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2162 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 1, 2021	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jul 2, 2018	Grant Deed, Transfer CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Prior Sale	May 15, 2023 · Amount on Record
Deed Document Number	20256953
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 15, 2023
Property Address	2162 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Document Number	202300003873
Map Reference	MB 3615 PG 656
Instrument Date	Apr 26, 2023
Instrument	202300003873
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2162 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566

Mortgage

Document Number	202300003874
Date	May 15, 2023
Instrument	202300003874

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2038

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 1, 2021
Property Address	2162 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Document Number	5511/246
Book / Page	5511 / 246
Map Reference	MB 3615 PG 656
Instrument Date	Mar 29, 2021
Instrument	2021-00005729
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95 CAMPBELL RD, KESWICK, VA 22947-1968

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 2, 2018
Property Address	2162 SARANAC CT, CHARLOTTESVILLE, VA 22911-3566
Document Number	0000007299
Book / Page	005067 / 000290
Instrument Date	Jun 27, 2018
Instrument	7299
Transaction Type	Transfer
Record Updated	Jul 26, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$327.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6507 GORDONSVILLE RD KESWICK VA 22947, KESWICK, VA 22947

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,057.00 (-0.1%)	$453,800 (-0.11%) Land $121,000 Building $332,800	$453,800 (-0.11%) Land $121,000 Building $332,800
2025	$4,061.00 (+17.07%)	$454,300 (+11.81%) Land $113,300 Building $341,000	$454,300 (+11.81%) Land $113,300 Building $341,000
2023	$3,469.00	$406,300 Land $107,300 Building $299,000	$406,300 Land $107,300 Building $299,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting, Verizon.

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